Overview
VOOM Insurance (legally SkyWatch Insurance Services, Inc.) is a full-stack digital insurtech company specializing in usage-based insurance solutions for underserved mobility segments. Founded in 2016 by Tomer Kashi and Ori Blumenthal, the company originated as SkyWatch, offering AI-driven drone insurance, and expanded to cover motorcycles, e-bikes, rideshare vehicles, and other mobility categories.
The company's core innovation is pay-per-mile insurance, where customers pay a low monthly base premium plus a per-mile fee based on actual usage. This model delivers significant savings for low-mileage riders and drivers. VOOM has issued more than 100,000 policies and operates as a licensed insurance broker in all 50 U.S. states and Canada.
At the heart of the company is VOOM Core, a proprietary end-to-end insurtech platform that provides telematics-based risk analytics, cloud-native policy administration, and multi-channel distribution tools. The platform enables VOOM to rapidly launch new insurance products for emerging mobility verticals while also serving as a technology provider to carrier partners.
Products & Services
VOOM & Ride - Motorcycle Insurance
Pay-per-mile motorcycle insurance where riders only pay for the miles they ride. No tracking devices required - customers submit odometer photos via mobile app.
Key Features
- Liability coverage
- Collision and comprehensive
- Medical payments
- Uninsured/underinsured motorist
- Accessory coverage
Target Users: Low-mileage and seasonal motorcycle riders
Distribution: Direct-to-consumer via voominsurance.com
VOOM E-Bike Insurance
Comprehensive insurance for electric bikes, mountain bikes, and racing bikes, launched October 2024 in partnership with Markel Group.
Key Features
- Liability protection
- Physical damage coverage
- Medical payments
- Theft protection
Target Users: E-bike owners and cycling enthusiasts
Distribution: Direct-to-consumer via voominsurance.com
VOOM & Drive - Rideshare Insurance
Usage-based personal auto insurance designed for gig economy drivers (rideshare and delivery), launched with MIC Global reinsurance support in November 2024.
Key Features
- Personal auto coverage rated on lower personal mileage
- Bridges coverage gaps for gig drivers
- Significant savings vs. traditional personal auto policies
Target Users: Rideshare and delivery drivers who primarily use vehicles for professional purposes
Distribution: Direct-to-consumer and partnership channels
SkyWatch - Drone Insurance
The leading digital drone insurance product in North America, offering on-demand coverage for commercial and recreational drone operators.
Key Features
- On-demand, pay-per-flight coverage
- Hull and liability coverage
- Real-time risk assessment
Target Users: Commercial drone operators, recreational drone pilots
Distribution: Direct via skywatch.ai
Aviation Insurance
Insurance products for light aircraft and general aviation, leveraging VOOM's telematics-based risk analytics.
Key Features
- Usage-based pricing
- Telematics-driven risk scoring
Target Users: Light aircraft owners and pilots
Distribution: Direct and broker channels
At a Glance
- Founded
- 2016
- Headquarters
- Palo Alto, CA / Tel Aviv, Israel
- Employees
- 11-50
Category & Focus
Last updated: 2026-03-25