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Vindati

Digital specialty insurance platform enabling agents and brokers to quote, bind, and pay for commercial coverage instantly online.

Startup
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Overview

Vindati is a specialty commercial lines MGU offering digital quoting, binding, and payment capabilities to independent insurance agents and brokers across the United States. The company operates under the Innovisk Capital Partners platform, with capacity provided through USIC (US Insurance Consortium) and Lloyd's of London.

The MGU underwrites specialty commercial lines including Contractors Equipment, Builder's Risk, Farm and Ranchowners, Motor Truck Cargo, Ocean Cargo, Commercial Articles, and Warehouse Legal. Capacity for Ocean Cargo is provided through a partnership with AXA XL. The QUiP (Quote, Issue, Pay) platform automates pricing using integrated data and analytic tools developed with input from experienced underwriters.

Vindati distributes through independent agents, with a key distribution agreement through TrustedChoice.com that allows member agents to submit business immediately without a formal upfront appointment process. The company also partners with Smart Harbor for commercial lines distribution.

Products & Services

QUiP Platform (Quote, Issue, Pay)

A digital specialty insurance platform enabling agents and brokers to transact commercial lines coverage online with no manual steps required. Pricing is automated using integrated data and analytic tools.

Key Features

  • Contractors Equipment
  • Builder's Risk
  • Farm and Ranchowners
  • Motor Truck Cargo
  • Ocean Cargo (via AXA XL partnership)
  • Commercial Articles
  • Warehouse Legal

Target Users: Independent insurance agents and commercial P&C brokers serving SMB clients

Distribution: Independent agents via TrustedChoice.com and direct appointments, plus Smart Harbor commercial lines platform

At a Glance

Founded
2018
Headquarters
New York, New York
Employees
11-50

Category & Focus

Last updated: 2026-05-18