Victor
Specialty insurance program underwriting manager operating globally across professional liability, specialty P&C, and group benefits.
Overview
Victor Insurance Managers is a professional liability and specialty P&C MGA with underwriting authority across multiple commercial lines, distributing through retail and wholesale agents across the United States, Canada, and internationally. The company traces its origins to 1957 when Victor O. Schinnerer & Company began writing professional liability coverage for architects and engineers.
Victor underwrites programs across professional liability, errors and omissions, specialty P&C, cyber liability, and group benefits, backed by capacity from multiple A-rated carrier partners. The company operates as part of Marsh & McLennan Companies, maintaining full binding authority across its program portfolio and offering agents and brokers an online quoting, binding, and policy management platform.
Victor distributes through a network of more than 20,000 active agents and brokers globally, managing over USD 3.7 billion in annual written premium. In June 2025, the company acquired ProWriters, a professional liability wholesaler based in Malvern, Pennsylvania, expanding the Victor Access wholesale platform. Domestic U.S. programs are complemented by international operations in Canada (through ENCON Group), the UK, Australia, and Continental Europe.
Products & Services
Professional Liability Programs
Industry-specific professional liability and errors and omissions coverage for licensed professionals in architecture, engineering, law, accounting, technology, and healthcare.
Key Features
- Professional liability / E&O
- Cyber liability
- Design, construction, and consultant liability
- D&O for professional service firms
- Network security liability
Target Users: Licensed professionals across multiple disciplines
Distribution: Retail and wholesale agents via the Victor agent portal and Victor Access wholesale platform
Specialty P&C Programs
Commercial property and casualty programs for niche markets including real estate, non-profit organizations, community associations, builders risk, contractors equipment, and recreational businesses.
Key Features
- General liability
- Commercial property
- Commercial auto
- Builders risk
- Contractors equipment
- Storage tank liability
- Umbrella / excess
Target Users: Specialty commercial P&C buyers
Cyber and Specialty Programs
Cyber liability, flood, catastrophe, and kidnap/ransom/extortion coverage for specialty markets.
Target Users: Commercial policyholders with specialty risk profiles
Group and Retiree Benefits
Employee benefit programs administered for professional associations and their members, covering group health, dental, life, and retiree benefits.
Target Users: Professional associations and their member organizations
Reinsurance Solutions
Victor entered the reinsurance market through the acquisition of the Regional Treaty Services Corporation (RTSC) book of business.
Target Users: Smaller carriers and specialty insurers seeking reinsurance support
At a Glance
- Founded
- 1957
- Headquarters
- Bethesda, Maryland
- Employees
- 501-1000
Category & Focus
Last updated: 2026-05-18