US Assure

US Assure is a property and construction insurance MGA that specializes exclusively in builders risk coverage for independent agents and brokers across the United States. The company was founded in 1977 as Home Builders Insurance Services by Tom Petway in Jacksonville, Florida, and rebranded to its current name in January 2012 when Ty Petway assumed leadership. Alan Ferguson became CEO effective September 1, 2025, following Ty Petway's retirement after more than 30 years with the organization.

The company underwrites and services builders risk programs exclusively on behalf of Zurich American Insurance Company (AM Best "A+" rated). This exclusive relationship covers admitted market coverage across all U.S. states, with US Assure handling distribution, underwriting, policy administration, and claims support. In August 2024, Ryan Specialty (NYSE: RYAN) acquired US Assure for USD 1.075 billion in cash plus up to USD 400 million in additional performance-based payments over three years. US Assure now operates as a division of Ryan Specialty Underwriting Managers.

The company partners with more than 20,000 active agents and brokers nationally, handles over 400,000 service calls annually, and has underwritten USD 20 billion in cumulative managed premiums. In September 2025, US Assure expanded its product range by launching a surplus lines market for builders risk projects exceeding USD 10 million -- addressing large, complex course of construction risks countrywide.