Overview
Trasti is a motor insurance MGA distributing and underwriting personal motor products in Poland, operating under capacity provided by Zavarovalnica Triglav (Triglav Group), Slovenia's largest insurer. The company was founded in 2020, launched commercially in March 2021, and operates under the tagline "Simply fair!" with a focus on full-digital distribution -- from quote to claims settlement -- without traditional agent intermediaries.
Trasti underwrites motor third-party liability (OC/TPL), comprehensive casco (AC), mini casco (mCasco), personal accident (NNW), and roadside assistance products. Carrier capacity is provided exclusively by Zavarovalnica Triglav; Swiss Re serves as a strategic reinsurance partner. Binding authority is full, covering the complete Polish personal motor market.
As of early 2026, Trasti has reached 966,000+ active customers and settled 57,000+ claims. Revenue was PLN 245M in 2024 with a target of PLN 300M+ for 2025. The company operates a network of 23,000+ partner insurance agents alongside its direct digital channel and had 64 employees as of March 2026.
Products & Services
Auto Casco (AC)
Comprehensive motor insurance covering all risks including collision, theft, and natural disasters, with no hidden deductions applied at settlement.
Key Features
- Collision and own-damage protection
- Theft and total loss coverage
- Natural disaster events
Target Users: Polish personal motor policyholders seeking full-coverage casco
Distribution: Direct digital and partner agent network (23,000+ agents)
OC / Zielona Karta (TPL + Green Card)
Third-party liability insurance compliant with EU motor insurance directive. Each policy includes a free Zielona Karta (Green Card) document.
Key Features
- Third-party bodily injury and property damage liability
- Green Card document included at no extra cost
- Regional pricing optimization across Poland
Target Users: All Polish motor vehicle owners (mandatory coverage)
Distribution: Direct digital and partner agent network
Mini Casco (mCasco)
Partial casco insurance covering selective risks at a lower premium, starting from PLN 30 annually.
Key Features
- Natural disaster coverage
- Total loss coverage
- Theft protection
Target Users: Cost-conscious drivers seeking coverage for specific risks only
Distribution: Direct digital channel
NNW (Personal Accident)
Personal accident coverage for drivers and passengers with sums insured up to PLN 200,000, targeting drivers with clean records who qualify for discount pricing.
Key Features
- Injury and disability compensation up to PLN 200,000
- Competitive pricing with available discounts for good drivers
Target Users: Polish drivers and passengers seeking personal accident coverage
Distribution: Direct digital channel
Assistance
Roadside assistance and emergency support up to PLN 50,000 per incident, including towing up to 1,500 km and replacement vehicles for up to 21 days.
Key Features
- Towing service up to 1,500 km
- Replacement vehicle for up to 21 days
- On-site emergency support
Target Users: Policyholders requiring comprehensive roadside support
Distribution: Bundled with motor policies
Supplementary Products
Additional coverage options sold alongside core motor policies.
Key Features
- Tire coverage (wheel repair or replacement) from PLN 24/year
- Glass coverage (windshield/window repair via authorized workshops)
- Discount protection (safeguards earned no-claims bonus on first claim)
- City Combo micromobility insurance (bicycles, scooters, skateboards) from PLN 20/month
Target Users: Existing Trasti policyholders
Distribution: Direct digital upsell at point of sale
At a Glance
- Founded
- 2020
- Headquarters
- Warsaw, Poland
- Employees
- 51-200
Category & Focus
Last updated: 2026-05-18