Trajan AI

AI for a more affordable tomorrow

AI & Automation Startup Bootstrapped

Overview

Trajan AI is an AI-powered platform that provides verified, multi-source, audit-quality data to help insurance and real estate professionals manage risk, automate due diligence, and make smarter underwriting and investment decisions. The company uses agentic AI to transform underwriting from reactive, manual review into proactive, data-driven decision-making.

The platform specializes in construction risk, delivering certainty across GL, Workers' Compensation, Builder's Risk, OCIP/CCIP, and Warranty coverages. Trajan AI's agents autonomously underwrite at machine speed, analyzing millions of data points to score risk populations within a territory, extracting and verifying information from dozens of internal and external sources to deliver audit-ready risk scores and full underwriting documentation in seconds.

Trajan AI targets carriers, MGAs, brokers, and agents looking to shift from inconsistent manual workflows to proactive, data-directed insights. The platform aggregates and verifies data from public records, permits, inspections, claims and loss runs, licensing boards, regulatory databases, and other trusted third-party sources, with all data being source-referenced for transparency and auditability.

Products & Services

Underwriting Intelligence

Agentic intelligence for construction risk that enables faster underwriting decisions and smarter risk selection. AI agents continuously analyze verified exposure, transaction, and document data to surface material risk signals early.

Key Features

Automated schedule modifiers and reinsurance exposure enablement
Persistent exposure surveillance with full audit trails
Automated policy updates, faster renewals and endorsements
Improved reinsurance transparency and pricing confidence
Real-time risk scoring across GL, WC, Builder's Risk, OCIP/CCIP, and Warranty

Target Users: Underwriters, risk managers, and portfolio managers at carriers and MGAs

Insurance Intelligence

Continuous exposure surveillance and source document reconciliation for underwriting and policy management.

Key Features

Risk exposure tracking with real-time data updates across NAICS, SIC, ISO CGL, NCCI/WCIRB and multi-carrier UW guideline indexes
Policy automation via Transactions & Exposure Events Active Tracking system
Full premium calculation and compliance monitoring
Continuous data monitoring with audit trails for reinsurance pricing

Target Users: Underwriters, compliance teams, and policy administrators

At a Glance

Founded: 2022
Headquarters: Los Angeles, California
Employees: 1-10
Funding: Bootstrapped

Category & Focus

Category: AI & Automation
Subcategories: Underwriting AI Risk Data Analytics Exposure Management Construction Risk
Insurance Verticals: P&C Commercial Specialty/E&S
Target Customers: Carriers, MGAs/MGUs, Brokers, Agents/Agencies