Tego Insurance
Your practice, understood. Your risks, covered. Your team, on call 24/7
Overview
Tego Insurance is a specialist medical indemnity and malpractice MGA operating in Australia since 2015. Serving over 30,000 doctors and healthcare professionals nationwide, Tego provides comprehensive medical indemnity coverage and professional liability insurance across 60+ medical specialties. The company holds a Lloyds coverholder position and operates under full regulatory compliance with the Medical Indemnity Act 2002 and AHPRA requirements.
Tego's product suite covers individual medical practitioners, healthcare entities including hospitals and specialty clinics, aged care facilities, and NDIS disability service providers. The company partners with leading capacity providers to deliver binding authority across its underwriting programs. Distribution occurs through both direct channels to practitioners and wholesale relationships with brokers.
The MGA demonstrates significant operational scale with annual premiums exceeding AUD 40 million. Tego's competitive pricing model tailors coverage by medical specialty, billing level, and procedures. The organization provides 24/7 medico-legal advisory support and integrated claims management services, positioning itself as a technology-forward operator within specialty insurance.
Products & Services
Medical Indemnity for Practitioners
Comprehensive professional indemnity coverage for doctors in private practice, including those establishing new practices and doctors in training. Coverage spans 60+ medical specialties including anaesthetics, surgery, cardiology, general practice, psychiatry, and related fields. Features include automatic limit reinstatement and retroactive cover options.
Key Features
- Coverage across 60+ medical specialties
- Automatic limit reinstatement
- Retroactive cover available
- Immediate medico-legal advisory access
Target Users: Individual medical practitioners and medical groups across Australia
Distribution: Direct to practitioners; wholesale through brokers
Healthcare Entity Coverage
Medical malpractice insurance for private hospitals, day surgeries, specialist suites, general practices, dental practices, radiology centers, pharmacies, and allied health services. Risk assessment is tailored to facility type and operational complexity.
Key Features
- Facility-specific risk assessment
- Coverage for multiple facility types
- Integrated claims management
- Risk education resources
Target Users: Private healthcare facilities and practices
Distribution: Wholesale through brokers; direct relationships
Aged Care and Disability Services
Specialized medical liability coverage for residential aged care facilities and NDIS disability support providers. Programs reflect the unique risk profiles of aged care operations and community disability support services.
Key Features
- Facility-specific risk assessment
- NDIS-compliant coverage
- Claims support services
- 24/7 advisory access
Target Users: Aged care and disability service providers
Distribution: Direct and broker channels