Sophia

Sophia is a personal lines insurance brokerage serving Austrian consumers through a free mobile application available on iOS and Android. The company operates as a registered independent insurance broker in Austria (GISA 32225518) through its legal entity AIHPOS GmbH, deriving revenue from commissions embedded in carrier premiums rather than direct user fees.

The brokerage offers access to products from more than 33 Austrian insurance carriers across 12+ product categories, including automobile, household, liability, life, private health, dental, travel, pet, legal protection, disability, and nursing care insurance. Policy management, comparison, and new contract conclusion are handled entirely within the mobile app.

Founded in 2019 and incubated at Science Park Graz, the company has received innovation grants totaling approximately EUR 230,000 from the Austrian Research Promotion Agency (FFG) and the Styrian Economic Development Agency (SFG). Sophia has been featured in more than 15 Austrian media outlets and holds a 4.9/5 average rating across customer review platforms.