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Seven Seguros

Vehicle insurance by subscription for underserved Brazilians

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Overview

Seven Seguros is a vehicle insurance MGA operating in Brazil, offering monthly subscription-based auto coverage to market segments historically excluded from traditional insurance underwriting. The company targets app-based gig economy drivers, individuals with negative or no credit history, first-time car buyers, and owners of older vehicles between 5 and 30 years old. Headquartered in Uberlandia, Minas Gerais, Seven Seguros is licensed and regulated by SUSEP (Superintendencia de Seguros Privados), Brazil's insurance authority.

Seven Seguros underwrites auto coverage through a partnership with Split Risk as its primary capacity provider, with Munich RE providing reinsurance backing. The company eliminates traditional profile analysis and credit-based underwriting requirements, enabling broader market access for customers who would otherwise be declined by conventional carriers. Coverage is distributed directly to consumers via a mobile app and web platform.

The company also participates in "Seguro para Todos" (Insurance for All), a Brazilian insurance innovation movement, and distributes Split Risk insurance products as part of its portfolio. Seven Seguros was a finalist in the Reclame AQUI 2026 Award (Insurance Companies category), indicating competitive customer satisfaction standing among Brazilian insurance providers.

Products & Services

Vehicle Insurance by Subscription

Monthly subscription-based auto insurance that removes traditional underwriting barriers such as credit history checks and standard profile analysis.

Key Features

  • 24-hour roadside assistance (towing, locksmith, tire changes, fuel delivery, electrical/mechanical support)
  • Reserve vehicle during claim resolution
  • Glass coverage and replacement
  • Third-party liability damage
  • Passenger Personal Accidents (APP) coverage
  • Free choice of repair workshop

Target Users: App-based drivers (ride-share and delivery), individuals with negative or no credit history, first-time car buyers, owners of vehicles aged 5-30 years

Distribution: Direct to consumer via mobile app (Android) and company website

Split Risk Product Distribution

Seven Seguros distributes Split Risk insurance products as a secondary portfolio offering.

Target Users: Broader Brazilian personal insurance market

Distribution: Direct to consumer

At a Glance

Headquarters
Uberlandia, Minas Gerais, Brazil
Employees
51-200

Category & Focus

Last updated: 2026-06-30