Overview
Segurio is a personal valuables insurance brokerage serving consumers across European markets. The company operates a web-based platform through which individuals obtain all-risk coverage for high-value personal items -- including jewelry, watches, musical instruments, and artwork -- through a fully digital, paperless process. Founded in 2018 and based in Austria, Segurio is legally registered in the United Kingdom as SEGURIO ONLINE-SERVICES AND BROKERS LIMITED.
The brokerage distributes specialty personal lines coverage on behalf of carrier partners Ergo and Liberty, acting as an authorized agent and broker representative. Key product features include monthly subscription billing, no deductibles, worldwide coverage, and policy activation within one minute of purchase. Customers may cancel coverage after the first full month without fees or notice periods. The company serves consumers across Austria, Belgium, Czechia, Estonia, France, Germany, Greece, Ireland, Italy, Liechtenstein, Malta, Netherlands, Portugal, Slovenia, Spain, Sweden, Switzerland, and the United Kingdom.
The platform manages the full policy lifecycle digitally: customers upload photographs of items to be insured, the system generates a quote, and coverage becomes active within minutes. Account management, policy modifications, and claims submission are handled through a self-service online portal. Segurio manages customer acquisition, distribution, and claims administration while its carrier partners handle underwriting and policy issuance.