Overview
Rainbow is a digitally-enabled managing general underwriter (MGU) that builds tailored property and casualty insurance products for small businesses. Founded in 2022, the company focuses on underserved niches within small commercial insurance, starting with restaurants and beauty and wellness businesses.
Rainbow uses data science and digital underwriting to move beyond one-size-fits-all policies, creating coverage that reflects the specific risk profile of each small business vertical. The company distributes through independent agents and operates in 24 states.