Overview
Qivio is a digital insurance brokerage serving individual consumers in France, specializing in personal lines coverage for electric mobility and residential property. The company operates a fully online distribution platform that allows customers to purchase coverage in approximately five minutes with immediate policy issuance.
The brokerage focuses on two product segments: two-wheeler insurance (motorcycles, scooters, electric scooters, and bicycles) and housing products (home insurance and borrower protection). Qivio is registered with ORIAS (number 23000353) and supervised by the ACPR, meeting French regulatory requirements for insurance distribution. The company reports a policyholder base of over 40,000 customers with a 4.8/5 satisfaction rating on Trustpilot.
Qivio differentiates through rapid claims handling -- a 24-hour resolution commitment backed by a dedicated claims team -- and transparent contract terms described as free of fine-print exclusions. The company has been noted in Klein Blue Partners' 2023 panorama of French insurtechs and has partnered with Cyclofix to offer integrated bicycle repair services to policyholders.