QEO Insurance Group
Specialized commercial transportation MGA underwriting energy, local delivery, and construction fleets through independent agents.
Overview
QEO Insurance Group is a commercial auto and transportation MGA distributing insurance exclusively through independent agents. Founded in January 2013 by David Disiere, who brings over 40 years of experience in commercial auto insurance, QEO underwrites and manages transportation risks for businesses whose core operations are vehicle-reliant. The company name reflects its operating philosophy: Quote Every Opportunity.
QEO focuses on three primary industry verticals -- energy, local delivery, and construction -- providing commercial auto coverage along with supplementary general liability and motor truck cargo. Each risk is individually underwritten by a seasoned commercial transportation specialist before binding. Licensed independent agencies are required to maintain USD 1M or more in Errors and Omissions aggregate limits to participate in QEO's program.
QEO integrates telematics and data analytics into its underwriting and claims operations through a partnership with TruckerCloud, announced in September 2025. This integration provides access to real-time driving, safety, and fleet performance data from 100+ telematics and camera device vendors, enabling behavioral underwriting metrics, continuous safety score monitoring, and accelerated claims validation. QEO also participates in the Motive fleet management marketplace, allowing fleet operators in the energy, local delivery, and construction sectors to securely share driving data for insurance purposes.
Products & Services
Commercial Transportation Coverage
Commercial auto insurance for fleets whose principal risks are transportation-centered. Underwritten by dedicated commercial transportation specialists with individual risk evaluation before binding.
Key Features
- Commercial auto (primary line)
- General liability
- Motor truck cargo
Target Users: Energy sector fleets, local delivery operations, construction fleets
Distribution: Exclusive through independent insurance agents; agencies must maintain USD 1M+ E&O aggregate coverage
Telematics-Driven Underwriting
Usage-based and behavioral underwriting enabled through integration with TruckerCloud's data platform, supporting 100+ telematics and camera device vendors.
Key Features
- VIN verification against live telematics data
- Behavioral and usage-based underwriting metrics
- Safety score analytics and continuous loss control feedback
- Accelerated claims processing with incident validation and reconstruction
Target Users: Fleets with existing telematics hardware seeking data-sharing discounts or enhanced risk management
Distribution: Through independent agents with existing telematics-equipped fleet customers
Loss Control Services
On-site risk evaluation and ongoing safety support for insured fleets, performed by QEO's dedicated loss control inspectors.
Key Features
- On-site inspections by dedicated loss control representatives
- Education and safety training resources
- Continuous safety score analytics
Target Users: Commercial transportation fleets in energy, local delivery, and construction sectors
Distribution: Provided to policyholders as part of QEO's full-service MGA offering
At a Glance
- Founded
- 2013
- Headquarters
- Dallas (Irving), Texas
- Employees
- 51-200
Category & Focus
Last updated: 2026-06-05