Obie Insurance
Instant landlord insurance for residential real estate investors, embedded inside the proptech platforms they already use.
Overview
Obie is a residential landlord insurance MGA targeting real estate investors, with distribution embedded directly into proptech platforms and marketplaces. The company provides instant, bindable quotes for single-family rentals, multi-family properties, and apartment buildings, available in all 50 US states.
The company underwrites landlord and rental property insurance programs with capacity from A-rated carrier partners including Markel Insurance (added in 2026, rated A by AM Best). Its embedded distribution model integrates insurance quoting and binding directly into property management software, lending platforms, and real estate marketplaces -- eliminating the need for investors to seek coverage through a separate channel.
Obie covers over USD 20B in property value and has partnered with more than 75 proptech companies including Roofstock, Flock Homes, and Baselane. The company reported 2,100%+ revenue growth between 2021 and 2025 and was ranked No. 350 on the 2025 Inc. 5000 list (No. 9 in the Insurance category). In January 2026, The Baldwin Group (NASDAQ: BWIN) completed an acquisition of Obie, expanding Baldwin's property insurance distribution network.
Products & Services
Landlord Insurance
Instant, bindable coverage for residential rental properties including single-family rentals and apartment buildings. Available directly and via embedded integrations within proptech platforms.
Key Features
- Dwelling and structural coverage for rental properties
- Liability protection for landlords
- Loss of rental income coverage
- Coverage across all 50 US states
Target Users: Residential real estate investors, individual landlords, portfolio holders
Distribution: Embedded via proptech partner platforms and direct
PolicyProof
Launched February 2025, PolicyProof simplifies insurance compliance for property managers by providing built-in liability protection and compliance verification. Addresses the needs of managers overseeing multiple rental properties.
Key Features
- Property manager liability protection
- Insurance compliance management for rental portfolios
Target Users: Property managers
Distribution: Direct and via property management software integrations
At a Glance
- Founded
- 2017
- Headquarters
- Chicago, Illinois
- Employees
- 51-200
Category & Focus
Links
Last updated: 2026-06-16