Overview
Nalo is a digital life insurance and retirement savings brokerage serving individual investors in France. The platform provides access to assurance-vie contracts and plan d'epargne retraite (PER) retirement accounts, each funded through diversified, ETF-based portfolios managed with automated allocation and rebalancing.
The company offers wealth advisory alongside its digital tools. A team drawn from private banking backgrounds provides consultation on portfolio strategy, tax efficiency, and financial planning across savings stages. As of 2026, Nalo manages EUR 600M+ in assets for approximately 22,000 individual clients.
Nalo distributes its products through agreements with two established French insurers: Generali Vie underwrites its primary assurance-vie contract (Nalo Patrimoine), while APICIL Group underwrites the PER and the 2025 Nalo Flex investment product, which adds indirect real estate exposure through SCPI integration. APICIL acquired a majority stake in Nalo in April 2023, providing strategic backing while Nalo continues to operate independently.
At a Glance
- Founded
- 2016
- Headquarters
- Paris, France
- Employees
- 51-200
Category & Focus
Customers
- Individual consumers and retail savers
- Retirement planners and pre-retirement investors
- Wealth transfer and estate planning clients
Links
Last updated: 2026-07-12