Overview
MiseguroOk is a personal lines digital brokerage serving consumers in Uruguay, providing fully online insurance for personal devices, vehicles, and travel. The company operates under Lucas-Calcraft Seguros, a Uruguayan insurance broker whose history traces back to Queen Insurance, founded in England in 1876. The platform is led by Martin Sosa, General Director, who brings over 30 years of international insurance experience across England, Spain, Chile, and Argentina.
The brokerage covers several personal lines: smartphones, Apple Watches, laptops, tablets, bicycles, e-bikes, electric scooters, skateboards, drones, automobiles, and international travel. The purchase process is entirely online -- customers obtain quotes, buy coverage, and receive policy documents by email immediately upon purchase. Eligible device claims are processed within 72 hours for device replacement.
MiseguroOk operates as a Broker Organizador (Broker Organizer) in Uruguay, holding partnerships with nine insurance carriers. The platform connects to carrier systems for real-time quote generation and instant policy issuance, and includes automated renewal handling, differentiating it from traditional brokerage operations.