Mi Compa Seguros

Mi Compa Seguros is a personal lines insurance brokerage serving low-income and underbanked vehicle owners in Mexico. Founded in 2019 and based in León, Guanajuato, the company focuses on a customer segment historically excluded from standard carriers -- particularly owners of vehicles 15 or more years old who need affordable coverage with installment-based payment terms.

The brokerage distributes auto and motorcycle insurance through a WhatsApp-native AI chatbot named Pamela, which manages quoting, customer enrollment, and digital policy issuance without human intervention. Customers pay premiums in cash through retail and convenience store networks including Walmart and Bodega Aurrera, bypassing the need for a bank account or credit card.

Mi Compa places policies with Mexican carriers Qualitas, Primero Seguros, and Seguros Atlas. Auto coverage starts at MXN 949 per semester and motorcycle coverage at MXN 699 per semester, with weekly and monthly installment options available. The company's CEO serves on the board of AIM (Asociacion Insurtech de Mexico), the national insurtech industry association.