Meshed

Meshed is a commercial insurance brokerage serving small and medium-sized enterprises (SMEs) in the United Kingdom, built around artificial intelligence rather than traditional paper-based brokerage workflows. The company, registered as Mesh'd Limited and also trading as Meshed Cover, targets the roughly 80% of UK SMEs that research cited as significantly underinsured, an outcome it attributes to manual processing and high commission structures at conventional brokers.

The brokerage places property, liability, professional indemnity, and cyber coverage for SME clients. It operates as an FCA-authorised Appointed Representative of Champion Insurance Group Ltd and has secured 51 insurer agency agreements, giving it access to a broad panel of commercial insurers. The team works fully remotely from Glasgow and London.

Meshed uses AI agents, including browser-use automation for quoting and voice agents for client data collection, to handle insurer chasing, policy administration, and repetitive administrative tasks such as PDF processing and email management, while human brokers handle customer service and business development. The platform connects to clients' business and accounting systems to pull live operational data for ongoing coverage and pricing updates rather than point-in-time renewals. The company reports typical quoting turnaround of about nine minutes and charges roughly 10% commission, compared with up to 40% at traditional brokers. It raised a GBP 950,000 oversubscribed pre-seed round in August 2025 led by Haatch, with participation from Aviva (via Founders Factory) and the Exponential Science Foundation, and was named #93 on the Startups 100 2026 list.