Ledgertech
Low-code/no-code digital insurance platform for embedded insurance and MGA-as-a-Service
Overview
Ledgertech is a digital insurance technology company providing a low-code/no-code cloud-native platform for embedded insurance and MGA-as-a-Service (MAAS). Founded in 2018 by Eran Tirer and Omer Caspi, the company is headquartered in Zug, Switzerland, with research and development operations in Bucharest, Romania.
The platform enables organizations to create new insurance products in days or weeks instead of months or years. Ledgertech supports flexible consumption models including usage-based insurance (UBI), peer-to-peer insurance, try-before-you-buy, and pay-as-you-go pricing. The solution targets insurers, MGAs, brokers, agents, reinsurers, and non-insurance businesses seeking to embed insurance products into their digital offerings.
The company has earned significant industry recognition, including the EMEA InsurTech Innovation Award at The Digital Insurer 2024, Swiss InsurTech of the Year 2024, and Gold Winner at the 2025 Qorus Innovation in Insurance Awards.
Products & Services
Embedded Insurance Platform
A cloud-native, low-code/no-code platform enabling businesses to embed insurance products into existing services and digital experiences. Supports end-to-end workflows including underwriting, endorsements, renewals, and claims processing, with white-label mobile applications for iOS, Android, and web.
Key Features
- Flexible product configuration for diverse insurance use cases
- AI/ML-driven risk assessment and fraud detection engine
- Usage-based insurance (UBI) pricing engine
- Pricing and commissions management
- White-label digital engagement tools
- Smart contracts for trusted information sharing
Target Users: Insurers, MGAs, Digital Brands
MAAS Platform (MGA-as-a-Service)
A comprehensive solution enabling the end-to-end operation of digital insurance businesses, covering underwriting, claims management, and regulatory compliance.
Key Features
- Full underwriting workflow automation
- Claims management
- Regulatory compliance support
- Multi-channel distribution
Target Users: MGAs, Insurers, Reinsurers
Insurance Product Configuration Engine
A low-code interface allowing insurers and MGAs to rapidly design, configure, and test new insurance products without requiring extensive IT resources or development cycles.
Key Features
- Rapid product launch (days to weeks)
- No-code product builder
- Parametric and usage-based product support
- Reusable product components
Target Users: Product Teams, Carriers, MGAs
At a Glance
- Founded
- 2018
- Headquarters
- Zug, Switzerland
- Employees
- 51-200
- Funding
- Bootstrapped
Category & Focus
- Category
- Embedded Insurance
- Subcategories
- Underwriting Technology MGA Technology Insurance Product Configuration
- Insurance Verticals
- Multi-line Travel P&C
- Target Customers
- Carriers, MGAs, Brokers, Digital Brands
Customers
- Menora Mivtachim Insurance (pay-as-you-go digital travel insurance)
- Eazy.insure (Romania's first fully digital insurer)
- Zurich Insurance (innovation collaboration)
- Helvetia Insurance Switzerland (innovation collaboration)
- Swiss Re (innovation collaboration)
Last updated: 2026-05-17