Laven
Poland-based insurtech platform providing complementary health insurance that bridges gaps in Poland's public healthcare system (NFZ), offering employers access to advanced medical technologies and telemedicine services.
Overview
Laven is a Poland-based insurtech founded in August 2020 that provides complementary health insurance solutions designed to bridge significant gaps in Poland's public healthcare system (NFZ -- National Health Fund). The company's platform enables employers to offer enhanced health benefits to employees, covering access to modern medical technologies, innovative medications, and medical devices not reimbursed by the national health fund.
Operating as an insurance agent of AWP P&C SA (Mondial Assistance) Branch in Poland, Laven combines proprietary technology with actuarial expertise to deliver a modern health insurance platform. The company's model focuses on complementary coverage that extends beyond NFZ reimbursement, addressing a growing market gap in Poland's healthcare landscape.
In November 2024, Laven announced a strategic partnership with Squarelife -- a digital insurance platform with presence across 16 European countries -- to expand its complementary health insurance offering internationally. The company also became a strategic partner of PCG (Polskie Centrum Gwarancji) and received approval from the Polish Financial Supervision Authority for health insurance provisioning in 2024.
Laven raised approximately USD 889K (~3.5M PLN) in seed funding from 4Growth Venture Capital and INNOventure, with participation from business angels connected to the insurance industry.
Products & Services
Complementary Health Insurance -- Basic Package
Monthly premium of 40 PLN/month covering:
Key Features
- Up to 4 million PLN coverage per insured person
- Access to 20 advanced medical technologies not covered by NFZ
- Second medical opinions from 100+ global clinics
- Coverage for innovative medications and medical devices
Complementary Health Insurance -- Extended Package
Monthly premium of 70 PLN/month including:
Key Features
- All Basic Package benefits
- Telemedicine services with consultation times of 3 hours for primary care and 72 hours for specialists
- 7-day-per-week availability
- Remote consultations with doctors in Poland and internationally
Modern Medical Technology Access
Specialized coverage for:
Key Features
- Advanced prosthetics up to 500,000 PLN
- Innovative therapies not reimbursed under NFZ
- Cutting-edge medications and medical devices
- Access to 500+ doctors and 50+ medical facilities across Poland via partner network
At a Glance
- Founded
- 2020
- Headquarters
- Wroclaw, Poland
- Employees
- 11-50
- Funding
- Seed (USD 889K)
Category & Focus
- Category
- Health Insurance MGA
- Subcategories
- Complementary Health Employee Benefits Telemedicine
- Insurance Verticals
- Health Life & Health
- Target Customers
- Employers, HR Departments, Employee Benefits Managers
Customers
- **Employers**: Companies seeking to provide enhanced health benefits to employees beyond the national health coverage
- **HR and Benefits Managers**: Professionals managing group health insurance benefits
Last updated: 2026-05-17