Kintsugi Pro
Digital insurance brokerage platform for co-insurance pooling and specialty cargo risk coverage in Russia
Overview
Kintsugi Pro (LLC Insurance Broker "Kintsugi Pro") is a specialty insurance brokerage serving freight forwarding, logistics, and transportation companies in Russia. Founded in 2024 and headquartered in Ekaterinburg, the company holds a professional insurance broker license (SB No. 4410) issued by the Central Bank of Russia in October 2024 and is registered as member 097 of the Association of Professional Insurance Brokers (APBS). License compliance is secured through a regulatory deposit held at PSB Bank.
The brokerage concentrates on three lines: cargo transportation insurance, freight forwarder liability, and financial risk coverage. Distribution is fully digital, operating through a proprietary platform built around proportional co-insurance arrangements among licensed carrier partners. Carrier relationships include POVSTO, ASTK, and Ingosstrakh, each holding specific regulatory approvals for the coverage categories offered.
The platform's primary technical differentiator is a co-insurance pooling module that allows participating insurers to combine underwriting capacity on individual risks. Beyond placement, the system facilitates digital information exchange during the claims settlement process, supporting automated decision-making and reducing manual coordination between insurers and logistics clients.