Jove

Jove is a managing general agent and insurtech platform offering flexible, borderless business insurance solutions for contractors, gig workers, and small-to-medium enterprises across Europe and the UK. The company combines digital-first underwriting with AI-powered risk analytics and instant quote generation, enabling businesses to obtain tailored coverage with minimal friction. Jove operates with full underwriting authority as an MGA, partnering with major insurance carriers to deliver comprehensive coverage across 30+ EU member states and the UK.

The platform integrates seamlessly into digital marketplaces and work-related platforms through REST APIs, enabling real-time risk assessment and 30-second quote-and-purchase journeys. Jove works with established insurance carriers including Accelerant and Great American Insurance Group to provide underwriting capacity. The company serves a global flexible workforce including self-employed professionals, independent contractors, recruitment agencies, and SMEs, with particular strength in partnerships with recruitment firms, managed service providers, and digital work platforms across Europe and the UK.