Insurfox
Fast, transparent, and effortless digital insurance for freight and logistics
Overview
Insurfox is a carrier liability insurance MGA targeting freight carriers, forwarding companies, and logistics operators in Germany and Europe. Founded in 2019 in Hamburg, the company digitizes the end-to-end insurance process for commercial freight transport, enabling customers to obtain, manage, and renew coverage entirely online without manual paper-based workflows.
The company underwrites carrier liability coverage under capacity agreements with multiple German and European insurers including Helvetia, Barmenia, HDI, Stuttgarter, AXA, and ERGO. Coverage is provided in conformance with the German Commercial Code (HGB) and the CMR Convention for cross-border European transport, with options for hazardous goods, refrigerated cargo, and high-value shipments.
Insurfox distributes primarily through its own digital platform, enabling instant online quotes and immediate policy activation. The platform includes a customer dashboard for policy management, 24/7 claims reporting, and API services for integrations with insurance partners and agents. The company operates its digital infrastructure on Google Cloud in Frankfurt, maintaining GDPR compliance throughout.
Products & Services
Carrier Liability Insurance
A fully digital carrier liability insurance product for freight and logistics businesses. Coverage protects against financial consequences of transport risks including cargo loss, damage, and delivery delays under German Commercial Code (HGB SS 407 ff.) and the CMR Convention.
Key Features
- Instant online quote and immediate policy activation
- Coverage for cargo loss, damage, and delivery delays
- Expandable coverage for consequential cargo damage, theft, and natural hazards
- Industry-specific options for hazardous goods, refrigerated transport, and high-value cargo
- Passive legal protection and claim defense services
Target Users: Freight carriers, forwarding companies, courier and parcel services, and SMEs regularly transporting goods for hire or reward
Distribution: Direct through online platform
Commercial Insurance
Customizable commercial insurance solutions for businesses with complex or non-standard risk profiles in the transport and logistics sector.
Key Features
- Tailored coverage for unusual risk profiles
- Flexible policy structures for complex operations
- Personal consulting combined with digital management
Target Users: Logistics operators with specialized operations, extraordinary exposures, or unique business models
Distribution: Direct with consultant support
Individual Insurance
Bespoke insurance coverage for specific business needs and unusual risk profiles outside standard commercial programs.
Target Users: Businesses with specialized transport needs not covered by standard programs
Distribution: Direct with consultant support
At a Glance
- Founded
- 2019
- Headquarters
- Hamburg, Germany
- Employees
- 11-50
Category & Focus
Last updated: 2026-06-25