Overview
Insured Nomads is an insurtech MGA redefining global protection for modern travelers, distributed teams, remote workers, and expats. Founded in 2020, the company combines insurance products with advanced technology-enabled features including AI/ML-powered tools, GPS-enabled safety services, telemedicine, cybersecurity protection, and duty of care benefits to create a fully integrated insurance, finance, and travel ecosystem.
The company operates under an MGA model with delegated underwriting authority from established A-rated carriers including Nationwide, Crum & Forster, and Allianz Partners. Its family of brands includes Insured Nomads, Insured Students, Insured Cruises, Insured Travelers, Insured Safaris, and Guardian & Legal Guardian assistance memberships.
Insured Nomads differentiates itself from traditional travel insurance by pairing comprehensive health coverage with technology features such as Mastercard-enabled payment for care, InstaPass for airport lounge access, WalletPass digital policy ID cards, VPN and endpoint security, identity protection, and 24/7 telehealth services. The company is a signatory of the UN Global Compact and participant in Pledge 1%.
Products & Services
Travel Medical Insurance
Comprehensive medical coverage for short-term travelers, including emergency medical, evacuation, repatriation, and 24/7 telemedicine access.
Key Features
- Emergency medical treatment abroad
- Medical evacuation and repatriation
- 24/7 telehealth (mental and medical via voice or video)
- InstaPass airport lounge access for delayed flights
- Cybersecurity protection (VPN, endpoint security, identity protection)
Target Users: Travelers, digital nomads, adventure sports enthusiasts
Distribution: Direct-to-consumer, brokers, partners
International Health Insurance
Long-term health insurance for expats, remote workers, and globally mobile employees, backed by Allianz Partners.
Key Features
- Comprehensive international health coverage
- Mastercard-enabled system for easy payment for care
- WalletPass digital policy ID card
- Access to global provider networks
- Mental health and wellbeing services
Target Users: Expats, remote workers, distributed teams, multinational companies
Distribution: Direct, brokers, B2B partnerships
Group Health & Benefits
Employee benefits solutions for companies with distributed or remote workforces operating across multiple countries.
Key Features
- Multi-country group health plans
- Duty of care benefits (security, safety, natural disaster, medical response)
- Telemedicine and mental health support
- Evacuation and repatriation services
Target Users: Multinational companies, remote-first organizations, companies with distributed teams
Distribution: B2B direct, brokers, partnerships
Trip Cancellation & Protection
Trip protection insurance covering cancellations, interruptions, and travel delays.
Key Features
- Trip cancellation and interruption coverage
- Travel delay benefits
- Baggage protection
- Cruise-specific coverage (Insured Cruises brand)
Target Users: Leisure travelers, cruise passengers, adventure travelers
Distribution: Direct-to-consumer, travel agencies, partners
Guardian & Legal Guardian Memberships
Safety and security assistance memberships providing duty of care and emergency response services.
Key Features
- Security and safety monitoring
- Natural disaster response
- Medical emergency response
- Legal assistance abroad
Target Users: Corporate travelers, expats, students abroad
Distribution: Direct, B2B