Insur-Fi

Insur-Fi is a wholesale commercial insurance brokerage and program manager serving retail insurance agents and brokers across the United States. Founded in 2022 and headquartered in Atlanta, Georgia, the company places standard and hard-to-place commercial risks with A-rated carriers on behalf of its retail partners.

The company's placement focus spans habitational, hospitality (restaurants and bars), artisan contractors, lessor risk, real estate general liability, distribution and warehouse, manufacturing, and large workers' compensation accounts. Insur-Fi operates a two-sided distribution model, serving retail brokers and agents on the submission and placement side and providing program management and delegated underwriting authority to carrier partners on the capacity side. Insur-Fi, LLC holds a California surplus lines license (license #600957) and conducts business nationally as Insur-Fi Insurance Services, LLC.

Insur-Fi differentiates on submission and underwriting technology, including OCR-based intake across multiple channels, AI-assisted workflow management, third-party data integration for risk assessment, predictive modeling for pricing, and IoT-enabled hazard monitoring for loss prevention, supported by specialized underwriting teams for each niche segment. The company's workers' compensation program bundles a no-additional-cost risk-reduction offering, and its excess and surplus lines habitational program provides primary or excess property coverage with limits up to USD 5,000,000.