Overview
Hometree is a home cover and energy services MGA serving homeowners and landlords across mainland England, Scotland, and Wales. Founded in 2016 in London, the company operates as a technology-first alternative to traditional incumbents such as British Gas and HomeServe, providing boiler maintenance, home emergency protection, and renewable energy hardware installation.
The company underwrites a range of home cover products including boiler and heating breakdown cover, appliance protection, plumbing and drainage cover, and EV charger insurance. Hometree is FCA authorised and regulated and Gas Safe registered. It has expanded its capacity and distribution through a series of acquisitions, including IMS Heat Pumps in June 2024, The Little Green Energy Company, and CORGI HomePlan in May 2026.
Hometree has raised USD 268M across more than 12 funding rounds, with its most recent capital being USD 65.1M in debt financing from CPP Investments in October 2024. Revenue reached USD 71.11M in 2025. The company's mission centres on accelerating the transition to net zero by combining insurance coverage with installation and financing of low-carbon home energy systems such as solar panels and heat pumps.
Products & Services
Home & Boiler Cover
Comprehensive coverage for boiler maintenance and home emergency breakdowns with unlimited repairs. Available in homeowner and landlord variants.
Key Features
- Boiler and heating system breakdowns
- Home emergency repairs with unlimited callouts
- Landlord-specific policy variant
Target Users: UK homeowners and residential landlords
Distribution: Direct to consumer via online platform
Appliance Cover
Extended coverage for household appliances including dishwashers and washing machines.
Key Features
- Dishwasher and washing machine coverage
- Major household appliance protection
- Landlord variant available
Target Users: UK homeowners and landlords
Distribution: Direct to consumer via online platform
Plumbing & Drains Cover
Specialised coverage for plumbing system failures and drainage issues.
Key Features
- Plumbing system failure coverage
- Drainage and pipe protection
- Emergency repair response
Target Users: UK homeowners and landlords
Distribution: Direct to consumer via online platform
EV Charger Cover
Insurance protection for electric vehicle home charging infrastructure.
Key Features
- EV charging unit protection
- Targeted at growing EV ownership market
Target Users: UK homeowners with electric vehicles
Distribution: Direct to consumer via online platform
Renewable Energy Solutions
Installation and financing of solar panels, heat pumps, and other low-carbon home energy systems.
Key Features
- Heat pump installation and financing
- Solar panel installation
- Green home energy transition support
Target Users: UK homeowners seeking to reduce carbon footprint
Distribution: Direct and via acquired engineering businesses (IMS Heat Pumps, The Little Green Energy Company)
Boiler Service Only
Maintenance-focused option for customers seeking regular boiler servicing without full emergency cover.
Key Features
- Annual boiler service
- Gas safety inspection
Target Users: UK homeowners with existing emergency cover
Distribution: Direct to consumer via online platform