Overview
HecaMga is a professional liability and specialty lines MGA based in Italy, distributing insurance products through agents, brokers, banking institutions, and professional associations. Regulated by IVASS (the Italian insurance authority) under RUI registration #A000394782, the company has operated in the Italian insurance market since 2009. In January 2026, HecaMga joined Optio Group, an international MGA organization active across multiple European markets.
The company underwrites professional indemnity and specialty lines through carrier partnerships with Accredited Insurance (Europe) Limited, CNP Assurances S.A., and CNA Insurance Company. HecaMga holds a Lloyd's Coverholder license obtained in 2018. Its WeBind brand provides professional liability coverage to underserved professional categories through a B2B2C model targeting brokers and intermediaries.
HecaMga's proprietary digital platform combines policy management, digital signatures, blockchain-based policy verification, credit analysis tools, and a claims notification system. The platform serves agents and broker partners across the full policy lifecycle and extends into banking sector partnerships for salary-assignment linked insurance products.
Products & Services
Professional Liability Insurance (RC Professionale)
Professional indemnity coverage for licensed professionals, with a dedicated RC Medici sub-program for healthcare providers including doctors, medical practitioners, and other healthcare staff.
Key Features
- Medical professional liability (RC Medici)
- Broad professional indemnity across regulated professions
- Tailored coverage for specialized professional categories
Target Users: Licensed professionals in regulated sectors (healthcare, legal, engineering)
Distribution: Through insurance agents, brokers, and professional associations
WeBind
A B2B2C professional liability brand developed in partnership with Accredited Insurance (Europe) Limited. WeBind targets professional categories not typically served by standard MGA programs.
Key Features
- Professional liability for non-standard occupational categories
- Differentiated coverage for emerging and underserved professions
- Digital-first quote and bind process
Target Users: Brokers and insurance intermediaries serving niche professional segments
Distribution: Wholesale, through brokers and intermediaries
Specialty Lines
A portfolio of commercial specialty coverages for business clients, institutions, and associations.
Key Features
- Legal Protection (Tutela Legale)
- Surety Bonds (Fideiussioni)
- Construction All Risks (CAR)
- Security Institutes Coverage
- Directors & Officers (D&O)
- Event Liability (RC Eventi)
- Salary Assignment Insurance (Cessione del Quinto, in partnership with We Finance SpA and CNP Assurances)
Target Users: Business clients, event organizers, financial institutions, construction firms
Distribution: Through agent and broker network; banking and credit institution partnerships
Digital Platform & CRM
An integrated policy management and CRM platform deployed to agent and broker partners.
Key Features
- Digital signature and e-document management
- Blockchain-based policy verification and authentication
- Credit analysis tools
- Claims notification system
- Training and compliance services
Target Users: Insurance agents, brokers, banking institutions
Distribution: B2B, licensed to agent and broker partners
At a Glance
- Founded
- 2009
- Headquarters
- Ortona, Chieti, Italy
- Employees
- 11-50
Category & Focus
Links
Last updated: 2026-07-04