Healia Health
AI-powered health benefits reimbursement platform for dual-income households
Overview
Healia Health is a SaaS platform providing health benefits reimbursement solutions for employers with dual-income households. The company offers a Total Care Option (TCO)—a Health Reimbursement Arrangement that enables employers to reimburse employees when they enroll in a spouse's health plan instead of the company plan. This approach allows households to reduce healthcare costs while maintaining HSA eligibility.
The platform delivers an AI-powered decision support tool that analyzes health plan details and calculates true household costs within two minutes. Employees can submit reimbursement claims in under one minute, with 95% processed within 48 hours. Backed by Y Combinator's W24 batch, Healia Health has achieved rapid product-market fit with over 50 customers covering more than 40,000 employees.
The company demonstrates strong traction with case studies showing savings of up to USD 3.8M annually for enterprise customers and household cost relief reaching USD 26,000 per family. The platform serves employers nationwide and continues expanding its customer base with recent hires and product innovations such as Post-Deductible HRA support.
Products & Services
Total Care Option (TCO)
A Health Reimbursement Arrangement (HRA) platform enabling employers to reimburse healthcare expenses when employees enroll in a spouse's plan.
Key Features
- AI-powered decision support tool showing household cost analysis within 2 minutes
- Streamlined claims submission completed in under 1 minute
- 95% of reimbursements processed within 48 hours
- Post-Deductible HRA support maintaining employee HSA eligibility
- Integration with HR systems and benefits administration platforms
Target Users: Human resources departments and benefits teams at mid-to-large employers
At a Glance
- Founded
- 2021
- Headquarters
- Columbus, Ohio, USA
- Employees
- 11-50
- Funding
- Seed
Category & Focus
- Category
- Employee Benefits
- Subcategories
- Health Benefits Administration Reimbursement Platforms Benefits Optimization
- Insurance Verticals
- Health Group Benefits
- Target Customers
- Employers
Customers
- Bloomreach
- Bethel University
- Adswerve
- NREMT
- Domino
- Gerflor
- CSC
Last updated: 2026-06-14