Harper

Harper is a commercial insurance brokerage serving small- and mid-sized businesses across the United States, built around an in-house AI stack rather than a self-service quoting form. Each client works with a single point of contact while the underlying software reads applications, matches the business to carriers, and manages the quote process end to end.

The brokerage places commercial property and casualty coverage -- general liability, professional liability, garage liability, commercial auto, commercial property, cyber, umbrella/excess liability, and bonds -- for construction, trucking and logistics, technology, aerospace, retail, hospitality, restaurant, auto sales and garage service, childcare and adult care, manufacturing, security, and public-sector businesses. It operates as an excess and surplus lines brokerage as well as a standard-markets broker, holding producer licenses including California (No. 6017784) and Georgia (No. 237101).

Harper's technology, built by its in-house engineering team, applies large language models and predictive analytics to route submissions across a network of more than 160 carriers, wholesalers, and MGAs, follow up with underwriters, and manage quotes, compressing placement timelines from weeks to as little as 24-48 hours. The company reports serving more than 6,000 businesses with a 98.78% client retention rate and raised a combined USD 47M seed and Series A round in February 2026.