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GetCovered

AI-powered renters insurance compliance and risk operations platform for property management companies

Compliance & Regulatory Growth Series A
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Overview

GetCovered is a renters insurance compliance and risk management platform for property management companies (PMCs). Founded in 2018 by Brandon Tobman, Dylan Gaines, and Ryan Solomon in New York City, the company provides tools for automating insurance compliance tracking, security deposit management, vendor qualification, and resident communications across multifamily residential portfolios.

The platform delivers its services as SaaS with open REST API integrations into major property management systems, including Yardi, Entrata, AppFolio, Buildium, and ResMan. A suite of 16 AI agents handles document processing, policy verification, compliance monitoring, claims triage, and resident email responses. The company reports 99.1% document field extraction accuracy and an 87% auto-resolution rate for resident inquiries through its Cora AI agent. GetCovered holds an insurance intermediary license in 42 states (NAIC #18224) and embeds AM Best A-rated carrier coverage for residents who do not maintain their own policy.

The platform serves more than 3 million residential units across all 50 states. Notable customers include MAA, Bozzuto, Invitation Homes, Progress Residential, AMLI Residential, and UDR. GetCovered has raised USD 14.5M in total funding through a Series A-2 round in December 2022, with investors including RET Ventures, State Farm Ventures, WISE Ventures, and LeFrak.

Products & Services

Renters Insurance Compliance

Automated renters insurance compliance tracking integrated with lease terms. Provides real-time policy sync, COI collection and verification, and auto-enrollment of non-compliant residents into a master policy backed by AM Best A-rated carriers. Licensed in 42 states.

Key Features

  • Real-time policy sync with lease terms and PMS data
  • Master policy / TLL auto-enrollment for non-compliant residents
  • HO4 embedded policies with USD 300K liability and USD 100K contents
  • Captive-ready framework for PMCs seeking to co-own risk

Target Users: Property management companies, landlord operators

Security Deposits

Automated deposit lifecycle management covering cash, surety, and alternative deposit instruments across all 50 states. Includes AI-drafted move-out deduction letters, dispute reconciliation, and two-way PMS sync.

Key Features

  • 50-state compliance engine for deposit rules and timelines
  • AI-drafted move-out deduction letters
  • Dispute reconciliation tools
  • Full lifecycle management from collection through disbursement

Target Users: Property managers, leasing teams

Animal Screening

ESA letter verification via licensed clinicians, breed and weight enforcement with DNA verification, undisclosed pet detection, and fair-housing-safe denial workflows.

Key Features

  • ESA verification by licensed clinicians
  • DNA-based breed verification
  • Undisclosed pet detection
  • Fair Housing Act guardrail models trained on HUD case law

Target Users: Property management companies managing pet policies

Vendor Compliance

Vendor COI collection and insurance scope matching, business and principal screening, state license verification, and contract management with two-way PMS sync.

Key Features

  • COI collection and insurance scope matching
  • Business and principal background screening
  • State license verification
  • Contract management with PMS sync

Target Users: Property operations and procurement teams

Spend IQ

AI-powered procurement and accounts payable tool with 4-way invoice matching (contract, PO, receipt, invoice), maverick spend detection, and agent-driven ordering across 30+ supplier portals.

Key Features

  • 4-way invoice matching
  • 80-90% touchless invoice processing
  • Maverick spend detection
  • GL-tracked recoveries

Target Users: Property management accounting and operations teams

Cora (AI Agent)

Email-based property management assistant that handles resident inquiries for lookups, charge history, policy status, and automated actions including refunds, communications, and adjustments.

Key Features

  • 87% auto-resolution rate on resident email inquiries
  • Under 10-second average response time
  • Automated action execution (refunds, communications, adjustments)
  • 16 named AI agents for specific operational workflows

Target Users: Property management customer service teams

GetHub (Data Platform)

Live operational dashboards across support, insurance, claims, financials, and customer service with portfolio-to-property-to-email drill-down and real-time search.

Key Features

  • Real-time dashboards with 5-minute data refresh
  • Portfolio, property, and email drill-down
  • OCR-powered full-text search across all documents
  • Multi-dimensional reporting (insurance, claims, financials, support)

Target Users: Property management executives and operations managers

Reputation Management

Multi-source monitoring across internet listing services, Google Business, and 20+ review platforms, with suggested response automation and complaint clustering.

Key Features

  • Monitoring across 20+ review platforms
  • Suggested response automation
  • Complaint clustering and escalation protocols
  • Designed for large portfolio operators

Target Users: Property management marketing and operations teams

At a Glance

Founded
2018
Headquarters
New York City, New York
Employees
51-200
Funding
Series A

Category & Focus

Category
Compliance & Regulatory
Subcategories
Insurance compliance tracking COI management risk operations security deposit management
Insurance Verticals
P&C Personal Specialty/E&S
Target Customers
Property management companies, Landlords

Customers

  • MAA (Mid-America Apartment Communities)
  • Bozzuto
  • Invitation Homes
  • Progress Residential
  • AMLI Residential
  • UDR (United Dominion Realty)
  • Northland Residential
  • Decron Properties
  • BH Management
  • Essex RPM
  • LeFrak Organization
  • Continental Realty
  • Berkshire Residential

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Last updated: 2026-06-21