Gather
Verify. Deliver. Protect. -- Digital identity and insurance verification for auto dealerships.
Overview
Gather is a digital identity and insurance verification platform purpose-built for the automotive industry. Headquartered in Fort Myers, Florida, the company helps auto dealerships streamline the vehicle delivery process by digitally confirming customer identity and active insurance coverage before handing over vehicle keys. The company tagline "Gather. Verify. Deliver." reflects its core mission: collecting and confirming consumer data so dealerships can deliver vehicles with confidence.
The platform addresses a persistent industry problem -- approximately 12.3% of in-store car buyers have insurance issues, including lack of coverage, invalid policies, or fraudulent insurance cards. These gaps expose dealerships to lawsuits, chargebacks, regulatory violations, and deal delays. Gather automates the verification workflow, catching issues before they become costly problems.
Gather integrates CLEAR for biometric identity verification and connects in real time to insurance carrier networks to validate coverage. For buyers lacking coverage at the point of sale, the platform can issue on-demand auto insurance backed by a top-10 A-rated carrier. The company has achieved preferred vendor status with The Shop, powered by FordDirect, and has established integrations with Dominion DMS and Mosaic Compliance Services.
Products & Services
Identity Verification
Digital identity verification for auto dealers powered by CLEAR integration. Customers submit photos of their driver license, insurance card, and selfie. The system checks DMV records, analyzes license security features, and performs biometric analysis to prevent fraud.
Key Features
- CLEAR biometric identity authentication
- DMV record cross-check
- License watermark and security feature analysis
- Fraud detection (led to arrest of a synthetic fraudster in Fort Worth, TX)
Target Users: Auto dealerships, finance and insurance managers
Insurance Coverage Validation
Real-time active insurance coverage validation by connecting directly with insurance carriers. Identifies uninsured buyers, invalid policies, and fraudulent insurance cards before vehicle delivery.
Key Features
- Direct carrier network connections for real-time coverage checks
- Detects uninsured, lapsed, and fraudulent policies
- Seamless workflow integration at the point of delivery
- Available nights, weekends, and holidays
Target Users: Auto dealerships, delivery coordinators
On-Demand Auto Insurance
Immediate auto insurance coverage for buyers who lack coverage at the point of sale, backed by a top-10 A-rated carrier with flexible weekly rates.
Key Features
- Instant policy issuance without requiring an insurance agent license
- Flexible weekly rate structures
- Available outside standard business hours
- Bridges coverage gap to complete vehicle delivery
Target Users: Car buyers without current coverage, dealership F&I departments
Policy Update Tools
Enables policy updates with new vehicle information directly, allowing insurers to modify coverage details after vehicle verification.
Key Features
- Vehicle information transfer to active policies
- Carrier integration for direct policy updates
- Reduces post-sale customer service friction
Target Users: Auto dealers, insurance carriers
Service Operations Solutions
Verification and compliance solutions extended to dealership service operations, not just sales floor.
Key Features
- Service lane identity verification
- Compliance checks for service operations
Target Users: Dealership service departments
At a Glance
- Founded
- 2022
- Headquarters
- Fort Myers, FL, USA
- Employees
- 1-10
- Funding
- Seed
Category & Focus
- Category
- Compliance & Regulatory
- Subcategories
- Identity Verification Insurance Verification On-Demand Insurance
- Insurance Verticals
- P&C Personal
- Target Customers
- Agents/Agencies, Consumers
Customers
- Auto dealerships in the FordDirect/The Shop network
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Last updated: 2026-04-10