Overview
Gangkhar is an embedded insurance MGU providing infrastructure for underwriting and distribution partners operating in Latin American markets. The company offers a software platform that enables digital channels -- fintech companies, e-commerce platforms, mobility services, and vertical SaaS providers -- to configure, launch, and manage insurance products for their customers.
The company uses an AI-native architecture to automate compliance handling, capacity orchestration, and operational workflows across insurance ecosystems. Founded in 2025 by Federico Spagnoli, a former Chubb executive, Gangkhar positions itself as an MGU focused on the embedded insurance distribution model, where insurance is offered as a feature within non-insurance digital platforms. Carrier capacity is provided through partner relationships to support product offerings across multiple verticals.
Gangkhar raised a $4.25M seed round in March 2026 led by Anthemis and Accion Ventures, with additional participation from Sancor Ventures, Seedstars, EWA Capital, and Simma Capital. The company is incorporated in Delaware and operates primarily from Coral Gables, Florida, with strategic focus on Latin American markets.
Products & Services
Sherpa+ Platform
Core embedded insurance infrastructure enabling partners to configure and deploy insurance products across digital channels.
Key Features
- Multi-vertical embedded insurance deployment
- Real-time automation of underwriting and compliance workflows
- Partner integration via RESTful APIs
Target Users: Digital platforms, fintechs, e-commerce and mobility companies seeking to offer insurance products to their customers
Distribution: API-first, via digital platform partners
Sherpa+ Lens
Analytics and reporting component providing visibility into distribution performance, customer acquisition, and product metrics for platform partners.
Key Features
- Real-time insurance distribution performance data
- Customer acquisition and retention metrics
- Product performance tracking
Target Users: Distribution partners and capacity providers
Distribution: Bundled with Sherpa+ Platform
Sherpa+ Engage
Distribution and customer engagement tool facilitating acquisition and retention through embedded insurance offerings.
Key Features
- Customer acquisition workflows for embedded channels
- Policyholder retention and engagement tools
- Embedded product presentation and checkout
Target Users: Digital platform operators managing policyholder relationships
Distribution: Bundled with Sherpa+ Platform
At a Glance
- Founded
- 2025
- Headquarters
- Coral Gables, Florida
- Employees
- 11-50
Category & Focus
Links
Last updated: 2026-05-17