Overview
Frontier Insurance Solutions Ltd is a home and landlord insurance MGA targeting UK residential property owners through a direct-to-consumer digital platform. Founded in London in 2014 by CEO Michael Muzio, the company focuses on flexible, self-service coverage for standard and hard-to-insure residential properties.
The company underwrites home buildings and contents insurance, residential landlord insurance, and a range of specialty residential products including subsidence, flood risk, unoccupied property, and short-term rental coverage. Frontier operates as an FCA-authorised insurance intermediary (firm reference 630440) and is a member of the MGAA (Managing General Agents' Association).
Frontier's platform allows customers to quote, bind, modify, and claim on policies entirely online without phone or paper-based interaction. The company uses data enrichment through a partnership with Percayso Inform and maintains a substantial customer base evidenced by over 14,750 verified Trustpilot reviews as of June 2026.
Products & Services
Home Insurance
Buildings and contents coverage for UK homeowners with unlimited sum insured options. Policies include real-time online management, free mid-term adjustments, and 24/7 claims submission.
Key Features
- Buildings and contents with flexible excess options (compulsory, voluntary)
- Optional accidental damage add-on
- 24/7 online policy self-service and claims submission
Target Users: UK residential homeowners
Distribution: Direct to consumer via online platform
Landlord Insurance
Residential investment property coverage supporting up to five properties on a single policy, designed for portfolio landlords.
Key Features
- Multi-property portfolio cover (up to 5 properties)
- Flexible cover options for rental properties
- Online management tools
Target Users: UK residential landlords
Distribution: Direct to consumer via online platform
Airbnb Host Insurance
Short-term rental insurance for properties listed on Airbnb, covering both full property and room rental scenarios.
Key Features
- Holiday let and short-term rental coverage
- Covers both full-home and room-only rentals
Target Users: UK property owners renting via Airbnb
Distribution: Direct to consumer via online platform
Specialty Residential Products
A range of coverage for non-standard residential risks including:
Key Features
- Previous subsidence (properties with Certificate of Structural Adequacy)
- Flood risk properties
- Unoccupied property
- Listed buildings
- Holiday homes
- Park homes and static caravans
- Lodgers and paying guests
- Properties under renovation
- Bankruptcy/CCJ history
Target Users: UK residential property owners with non-standard or hard-to-insure risks
Distribution: Direct to consumer via online platform