Flux Insurance Services, LLC
Cannabis and hemp insurance MGA with a digital marketplace for agents and brokers
Overview
Flux Insurance Services, LLC is a wholesale brokerage and MGA focused exclusively on the cannabis and hemp industry in the United States. The company provides insurance products for cannabis businesses through an online marketplace that allows appointed agents and brokers to submit, quote, and bind coverage without leaving the platform.
Flux underwrites across commercial lines relevant to cannabis operations, including property, general liability, product liability, commercial auto, cargo, workers compensation, cyber, and excess liability. The company operates under California Department of Insurance License #6000904 and is affiliated with Amynta Group.
Distribution runs through appointed wholesale brokers and retail agents serving cannabis operators across multiple states. The Dispensary BOP program is available in AR, AZ, CO, IL, OR, WA, NV, and additional states, with total insured values up to USD 10M.
Products & Services
Cannabis Business Package
Comprehensive property and liability coverage for cannabis retailers, cultivators, and processors.
Key Features
- Commercial property
- General liability
- Product liability
- Business interruption
Target Users: Cannabis dispensaries, cultivators, processors
Distribution: Wholesale brokers and appointed retail agents
Business Auto
Commercial auto coverage for cannabis business transportation and delivery vehicles.
Key Features
- Commercial auto liability
- Physical damage
- Cannabis cargo in transit
Target Users: Cannabis distributors, delivery services
Distribution: Wholesale brokers and appointed retail agents
Cargo Insurance
Specialized coverage for cannabis product transport and logistics.
Key Features
- Inland marine cargo
- Cannabis product in transit
- Theft and spoilage
Target Users: Cannabis distributors, transport operators
Distribution: Wholesale brokers
Cyber Insurance
Data breach and cybersecurity coverage for cannabis businesses.
Key Features
- Data breach response
- Cyber liability
- Business interruption from cyber events
Target Users: Cannabis retailers, dispensaries, processors
Distribution: Wholesale brokers
Cannabis Bonds
Surety and performance bonds for cannabis industry regulatory compliance.
Key Features
- License and permit bonds
- Performance bonds
- Regulatory compliance bonds
Target Users: Cannabis operators requiring state licensing bonds
Distribution: Wholesale brokers
Directors & Officers
D&O liability coverage for cannabis company management.
Key Features
- Management liability
- Securities claims defense
- Entity coverage
Target Users: Cannabis companies with boards and executives
Distribution: Wholesale brokers
Employment Practices Liability
EPLI coverage for cannabis industry workforce-related claims.
Key Features
- Wrongful termination
- Discrimination and harassment
- Wage and hour disputes
Target Users: Cannabis employers across all operational segments
Distribution: Wholesale brokers
Workers Compensation
Workers comp coverage for cannabis industry employees.
Key Features
- Statutory workers compensation
- Employer liability
- Cannabis-specific risk classification
Target Users: Cannabis cultivators, processors, dispensaries
Distribution: Wholesale brokers
Excess Liability
Higher limits excess liability for cannabis operations with elevated risk profiles.
Key Features
- Excess over primary GL
- Umbrella protection
- Higher TIV limits
Target Users: High-volume cannabis operators
Distribution: Wholesale brokers
At a Glance
- Founded
- 2019
- Headquarters
- Rocklin, California, USA
- Employees
- 11-50
Category & Focus
Last updated: 2026-05-12