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Duuo

On-demand and embedded insurance for Canadians in the digital economy

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Overview

Duuo is a digital insurance brokerage brand created by The Co-operators in 2018 to serve Canadians participating in the modern digital economy. Operating as an independent digital brand backed by one of Canada's largest insurance groups, Duuo distributes personal lines coverage -- home, auto, tenant, event, and short-term rental insurance -- directly to consumers through a digital platform.

Duuo also operates an embedded insurance business, enabling non-insurance companies to offer insurance products through their own apps and websites via RESTful APIs. Partners integrate Duuo coverage under their own brand identity, allowing customers to enroll in coverage without leaving the partner platform.

The company distinguishes itself through flexible, month-to-month coverage terms without annual commitments or traditional broker fees. Underwriting is backed by The Co-operators, a Canadian insurance mutual with over 80 years of operating history.

At a Glance

Founded
2018
Headquarters
Toronto, Ontario, Canada
Employees
11-50

Category & Focus

Customers

  • Consumer / Personal Lines
  • Platform Economy (gig, rental, events)
  • Non-Insurance Digital Brands
  • Slice (small business insurance distribution partnership)

Last updated: 2026-05-17