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Digified

AI-powered digital identity verification and eKYC platform for non-banking financial institutions in Egypt and EMEA

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Overview

Digified is a compliance and regulatory technology provider offering AI-powered digital identity verification and eKYC services to non-banking financial institutions (NBFIs) in Egypt and the broader EMEA region. Its platform enables insurers, fintech companies, digital banks, and other FRA-regulated businesses to digitally onboard customers without physical presence or paper documents.

The company delivers its services through a suite of APIs covering biometric identity verification, Arabic OCR for document digitization, government database authentication, and legally binding e-contracting. Digified uses machine learning and computer vision to perform liveness detection, face matching, and national ID validation against Egyptian government registries. Its e-contracting module generates dynamic and smart contracts registered with official government contract registries, giving them full legal standing.

Founded in 2019, Digified has processed over 25 million annual verifications across Egypt's lending, investment, and insurance sectors. In August 2025, Egypt's Financial Regulatory Authority (FRA) granted the company authorization to provide AI-powered eKYC and digital contracting services to NBFIs, positioning it as a licensed infrastructure provider for insurance companies and other regulated entities conducting fully digital onboarding. Seed funding has been raised from Plug and Play, Loyal VC, Falak Startups, AUC Venture Lab, Changelabs, and EFG-EV.

Products & Services

Arabic eKYC

AI-powered electronic Know Your Customer system designed for Arabic-language documents. Enables financial institutions to verify customer identities digitally using biometric and non-biometric methods against national ID and mobile registry databases.

Key Features

  • Biometric and non-biometric verification modes
  • Integration with Egyptian national ID and mobile registries
  • Designed for FRA-regulated entities including insurance companies

Target Users: Non-banking financial institutions, insurers, lending platforms, wealth management firms

Documents Digitization

Automated OCR extraction for Arabic identity documents, converting unstructured document data into structured digital records for automated verification workflows.

Key Features

  • Arabic OCR for national ID documents
  • Structured data extraction for downstream processing
  • Automated data entry integration

Target Users: Financial institutions digitizing paper-based onboarding

Face Matching and Anti-Spoofing

Computer vision technology that matches live facial images against identity document photos, with liveness detection to prevent fraud via deepfakes or static images.

Key Features

  • Facial biometric matching against ID document photos
  • Liveness detection and anti-spoofing
  • Deepfake fraud prevention

Target Users: Regulated institutions requiring biometric identity confirmation

Government Databases Authentication

Real-time identity validation against Egyptian government databases including national ID registries and mobile number registries.

Key Features

  • Real-time government database lookups
  • National ID and mobile registry authentication
  • Meets FRA regulatory compliance requirements

Target Users: FRA-regulated entities requiring authoritative identity validation

E-Contracts and Digital Registry

Dynamic and smart contract generation with digital signature capabilities. Contracts are registered with government contract registries, providing full legal weight in Egyptian courts.

Key Features

  • Dynamic and smart contract generation
  • Digital signature integration
  • Government contract registry registration for legal enforceability

Target Users: FRA-regulated companies using Digified as a digital branch for client onboarding and contract execution

Digital ID Creation

End-to-end service combining biometric KYC with government data authentication to create verified digital identities for financial institution customers.

Key Features

  • Combined biometric and government data verification
  • Compliant digital identity issuance
  • Designed for regulated financial onboarding flows

Target Users: Financial institutions requiring verified digital customer identities