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Cotality (CoreLogic)

Intelligence beyond bounds -- property data and analytics for insurance, mortgage, and real estate

Data & Analytics Enterprise PE-Backed
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Overview

Cotality (formerly CoreLogic, rebranded March 2025) is a global leader in property data, analytics, and data-enabled solutions. Founded in 1991, the company has built the most comprehensive property database available, covering 98%+ of properties in its primary markets with more than 1 million data points refreshed monthly and 30 years of historical depth. Its tagline, "Intelligence beyond bounds," reflects its positioning as an intelligence platform that spans the full property ecosystem.

The company serves insurance, mortgage, real estate, and capital markets industries across 8 countries: United States, Canada, United Kingdom, Australia, New Zealand, India, Germany, and Brazil. For insurers specifically, Cotality delivers property risk data, replacement cost tools, hazard analytics, and claims processing solutions used by the majority of US property and casualty carriers.

In 2021, CoreLogic was taken private by Stone Point Capital and Insight Partners in a USD 6 billion transaction. After four years of private development, the company launched its Cotality rebrand in March 2025 at the Intrconnect 2025 event, signaling its strategic evolution beyond mortgage-centric financial services into a broader property intelligence platform.

Products & Services

Discovery Platform

API-based data access platform providing programmatic access to the full Cotality data library. Enables carriers and lenders to integrate property intelligence directly into their workflows.

Key Features

  • 98%+ property coverage with 250+ attributes per parcel
  • 1+ million monthly data point refreshes
  • 30-year historical data archive and 30-year environmental risk forecasts
  • Multi-cloud API delivery

Target Users: Insurance carriers, mortgage lenders, government agencies

CLIP (Integrated Property Number)

Proprietary unified property identifier that links disparate data assets across records, counties, and data providers into a single coherent property view.

Key Features

  • Reconciles inconsistencies across millions of property records
  • Links tax, deed, MLS, and hazard data to a single identifier
  • Foundation for cross-dataset analytics

Target Users: Carriers, lenders, data science teams

Insurance Underwriting Solutions

Suite of data and analytics products supporting property underwriting including replacement cost estimation, hazard scoring, and condition assessment.

Key Features

  • Marshall & Swift replacement cost valuation
  • Roof Conditions Insights for property condition assessment
  • Total Home ValueX automated valuation models (AVM)
  • Weather Insight and climate risk scoring

Target Users: P&C underwriters, commercial insurance teams

Hazard HQ Command Central

Centralized platform for disaster and climate exposure data, providing real-time hazard monitoring and risk analytics.

Key Features

  • Natural catastrophe risk scoring
  • Hail, wind, flood, and wildfire exposure data
  • 43.5 million properties analyzed for hail risk exposure
  • Climate Risk Analytics with 30-year forward forecasts

Target Users: Catastrophe modelers, reinsurers, risk managers

Claims Processing Suite

End-to-end claims workflow tools: Dispatch, Estimate, Inspect, Scope, Validate, and Workspace -- supporting FNOL through settlement.

Key Features

  • Automated claims routing and assignment
  • Inspection and estimation integration
  • Scope and validate workflow modules
  • Workspace for adjuster collaboration

Target Users: Claims adjusters, TPAs, carriers

CoreAI

Proprietary AI and machine learning intelligence engine powering automated analytics across the full product suite.

Key Features

  • 100+ deployed ML models
  • Real-time multilayered quality assurance
  • Automatic visualization generation
  • Model Context Protocol (MCP) server for advanced integrations

Target Users: Data scientists, product teams, enterprise API consumers

Restoration Tools

Project and workflow management suite for restoration contractors: DASH, CRM, Engage, and Mitigate.

Key Features

  • End-to-end restoration project management
  • CRM and engagement tools for restoration firms
  • Mitigation workflow tracking

Target Users: Restoration contractors, catastrophe response teams

Real Estate and MLS Platforms

Matrix (listing management), Trestle (data distribution), MLS-Touch (mobile), and Listing Data Checker (AI compliance) -- serving real estate professionals.

Target Users: MLS organizations, real estate professionals, brokers

Valuation and Lending

AutomatIQ (loan workflow automation), Mercury Network (valuation management), LoanSafe (fraud risk), Credco (credit reporting), and HPI (Home Price Index).

Target Users: Mortgage lenders, servicers, financial institutions

At a Glance

Founded
1991
Headquarters
Irvine, California, USA
Employees
1000+
Funding
PE-Backed

Category & Focus

Category
Data & Analytics
Subcategories
Property Risk Data Hazard Analytics Claims Analytics Underwriting Data Valuation Tools Climate Risk
Insurance Verticals
P&C Personal P&C Commercial Specialty/E&S Reinsurance
Target Customers
Carriers, Brokers, Reinsurers, TPAs

Customers

  • Majority of US property and casualty (P&C) insurance carriers
  • Major US mortgage lenders
  • Real estate firms and MLS organizations
  • US and international government agencies
  • Capital markets and investment firms

Links

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Last updated: 2026-04-09