Coover

Coover is a digital professional insurance brokerage serving small businesses and self-employed professionals in France. Founded in April 2019, the company operates entirely online, offering quote comparison and contract management through a proprietary platform. The service targets French SMBs and freelancers seeking professional liability, health, and multi-risk coverage -- a segment that traditional brokers historically overlooked due to low individual premium volumes.

The brokerage handles professional insurance lines including liability (responsabilite civile professionnelle), decennial guarantee (garantie decennale), disability coverage (prevoyance), health insurance for independent professionals (mutuelle sante TNS), multi-risk professional, and group health plans. Personal lines -- auto, home, travel, pet, bike, and life -- are also available through the platform.

Coover's comparison engine uses proprietary algorithms to generate quotes from multiple carriers in approximately three minutes. The platform connects to carriers including Generali, Solly Azar, AXA, Hiscox, AIG, and Mobiliere. The company is bootstrapped and privately held, reporting over 20,000 professional clients and over one million monthly platform users. Customer reviews on Google average 4.7 out of 5 from 487 verified ratings.