Connexa InsTech

Connexa InsTech is a telematics-enabled motor insurance MGA that distributes usage-based and behavior-based vehicle insurance products through traditional carriers, banks, and insurance distribution networks in Italy. The company operates under the AutoConnexa brand and provides a white-label insurtech platform designed to help established insurers and distribution partners offer connected motor insurance products.

The company underwrites RCA (motor civil liability) policies in partnership with ITAS Mutua, Italy's oldest mutual insurance company, which serves as the primary capacity provider. Connexa's technology platform collects real-time vehicle and driver behavior data through a proprietary IoT telematics device, feeding a personalized pricing algorithm that calculates premiums based on individual driving habits, safety scores, and ecological impact. The AI-powered mobile application gamifies safe driving and ecological responsibility to encourage policyholder engagement.

Connexa distributes through partnerships with AON (Italy's largest insurance broker), Compass (Mediobanca's consumer lending division), and Segugio.it (a leading Italian insurance comparison platform). The MGA model allows the company to expand distribution without building a carrier balance sheet, positioning it as a technology enabler for incumbents seeking to modernize motor underwriting and distribution.