Capsule
Specialist insurance broker for fast-growth UK technology and scale-up companies.
Overview
Capsule (trading as Capsule Cover) is a specialty insurance brokerage serving high-growth technology and scale-up businesses in the United Kingdom, spanning FinTech, SaaS, MedTech, consumer, and venture-backed portfolios. It operates as an Appointed Representative of James Hallam Limited, an FCA-authorized firm.
The brokerage underwrites using data pulled directly from a client's own financial and e-commerce platforms rather than static application forms, through an open-finance integration with Codat that draws on sources such as Xero, QuickBooks, and Shopify. Aviva supplies underwriting capacity, and Vouch -- a US insurance partner and investor -- extends the relationship for clients expanding overseas.
Capsule is a certified B Corporation, first certified in 2022 and scoring 101.7 in its 2025 Impact Report. It publishes an annual "Scale-Up 50" list ranking the UK's fastest-growing technology companies and was named to BusinessCloud's InsurTech 50 for 2025.
At a Glance
- Founded
- 2021
- Headquarters
- Cheltenham, England, United Kingdom
- Employees
- 51-200
Category & Focus
Customers
- FinTech
- SaaS & Technology
- MedTech
- Consumer
- Venture Capital-backed portfolios
Links
Last updated: 2026-08-03