calingo

Calingo Insurance AG is a pet, household, and private liability insurance MGA operating in the Swiss market, distributing its products through digital ecosystems at the point of sale. Founded in Zurich in 2020, the company sells direct to consumers via embedded integrations with digital partners, making insurance available at the moment customers need it rather than through traditional broker channels.

The company underwrites its programs under a Managing General Agent structure, with UNIQA Liechtenstein serving as the risk carrier and providing binding authority. Swiss Re acts as reinsurance partner. Calingo currently focuses on personal lines products -- pet health coverage for dogs and cats, household insurance, and private liability -- all distributed through a digital-first model with monthly cancellation rights as a core product differentiator.

Calingo has grown to over 10,000 customers and is recognized as the fastest-growing pet insurance provider in Switzerland, having achieved 3x year-over-year growth from 2023 to 2024. As of October 2025, the team comprised approximately 25 employees. The company has raised a total of CHF 7 million in funding across pre-seed and pre-series A rounds.