Blanket
On-demand, no-contract P&C insurance with adjustable coverage for consumers in Germany
Overview
Blanket is a P&C insurtech MGA operating under the legal entity Covr.it Technologies GmbH, headquartered in Frankfurt am Main, Germany. The company provides on-demand insurance products directly to consumers (B2C) without requiring long-term contract commitments, allowing policyholders to modify their coverage level as their needs change. The platform targets digitally native consumers in Germany and the broader EMEA region.
The company underwrites P&C lines through a digital-first approach, enabling customers to start, stop, or adjust coverage in real time through a web or mobile interface. Specific carrier capacity providers and binding authority scope are not publicly disclosed.
As a small startup founded around 2018-2020, Blanket operates with a lean team and bootstrapped capital structure. Scale metrics such as gross written premium and agent network size are not publicly available.
Products & Services
On-Demand Personal Insurance
Blanket offers flexible, on-demand P&C insurance policies with no long-term commitment required. Customers can purchase coverage as needed and adjust protection levels in real time through the digital platform.
Key Features
- On-demand coverage activation and deactivation
- Real-time coverage adjustments
- No long-term contract requirements
Target Users: Digitally native consumers in Germany and EMEA seeking flexible insurance without traditional contract lock-in
Distribution: Direct-to-consumer (B2C) via web and mobile platform
At a Glance
- Founded
- 2018
- Headquarters
- Frankfurt am Main, Germany
- Employees
- 1-10
Category & Focus
Links
Last updated: 2026-07-08