BDI Global
Cyber Insurance Program Manager and MGA for Small and Mid-Market Businesses
Overview
BDI Global, LLC (doing business as BigData Insure) is a cyber insurance MGA and program manager serving small-to-medium enterprises and middle-market organizations through specialty retailers and wholesale broker networks. Founded in 2012 by underwriters, brokers, and claims specialists with combined cyber insurance experience exceeding 40 years, the company is headquartered in Chicago.
BDI Global holds approved Lloyd's of London Coverholder status, granting it delegated authority to underwrite cyber programs on behalf of Beazley plc and other Lloyd's syndicates including Tokio Marine Kiln and Talbot LTD. The firm develops custom manuscript policy language for each program rather than relying on standard forms, and bundles specialized incident response and claims handling services with coverage.
The company distributes its programs through affinity broker groups, specialty retailers with vertical expertise, and major wholesale brokers. BDI Global positions its offerings for businesses historically underserved by tailored cyber coverage, focusing on legal professionals, healthcare providers, and general SMEs. A technology platform launched in 2023 further automates the pre-bind security assessment process for qualifying accounts.
Products & Services
SafeLaw
Cyber risk insurance program for law firms and individual legal professionals.
Key Features
- First-party and third-party cyber liability
- Data breach response costs
- Client data protection coverage tailored to attorney-client privilege obligations
Target Users: Law firms of all sizes and solo practitioners
Distribution: Specialty retailers and wholesale brokers with legal vertical expertise
SafeHealth
Cyber risk insurance program for physician practices and miscellaneous medical facilities, launched August 2017 in partnership with The Medical Risk Institute.
Key Features
- HIPAA violation response and regulatory proceedings
- Business associate agreement breach coverage
- Cyber-related bodily injury
- Healthcare-specialized incident response team
Target Users: Physician practices, telehealth providers, and miscellaneous medical facilities
Distribution: Specialty healthcare insurance retailers and wholesale brokers
SafeEnterprise
Comprehensive cyber insurance for small and medium-sized enterprises across industries.
Key Features
- First-party: data restoration, business interruption, incident response costs
- Third-party: liability, regulatory proceedings, privacy breach costs
Target Users: SMEs with annual revenue under USD 1 billion
Distribution: Wholesale brokers and affinity broker groups
SafeX
Excess cyber liability coverage for large commercial accounts.
Key Features
- Large commercial excess cyber coverage
- Extends primary cyber limits for enterprise risk profiles
Target Users: Businesses with annual revenue above USD 1 billion
Distribution: Specialty wholesale brokers
Shield Up
Online cyber risk assessment and remediation portal launched October 2023 in partnership with Havoc Shield and supported by Beazley.
Key Features
- IT security control gap identification
- Underwriting-vetted remediation recommendations
- Accelerated policy binding (40% average reduction in binding time)
Target Users: Small businesses under USD 100 million in revenue seeking cyber insurance
Distribution: Directly accessible via web portal, integrated with broker submission workflow