AVYA

AVYA is a retail insurance brokerage serving women in India, placing personal and business coverage through a panel of IRDAI-approved insurers. The company operates under IRDAI broker license No. HCG230906189199 and distributes insurance across life, health, home, and business lines via a direct-to-consumer digital platform at beavya.in.

The brokerage centers its service model on a proprietary tool called Uncover, a questionnaire-based risk assessment that evaluates a client's financial exposure across six dimensions: income, health, home, life, business, and future planning. The assessment, priced at INR 999 + GST, produces a written report with a risk score, a coverage gap analysis, and a prioritized action plan. Clients then receive personalized coverage recommendations and placement services through AVYA's carrier panel.

AVYA's target market includes employed women, self-employed professionals, women entrepreneurs, and homemakers across India. The company offers specialized products for founders addressing risks such as founder dependency and business continuity. No public information on team size, revenue, or external funding is available.