Ancla Seguros

Ancla Seguros is a mortgage insurance brokerage based in Santiago, Chile, serving residential property owners who hold mortgages with Chilean banks. The company focuses on the mandatory fire and earthquake insurance segment, helping clients replace bank-assigned policies with equivalent coverage sourced from independently selected CMF-regulated carriers at lower premiums.

The company operates as a licensed broker under authorization from the Comision para el Mercado Financiero (CMF). Its core service is built around rights established under Norma de Caracter General 469 (NCG 469), a Chilean regulatory provision that allows mortgage holders to replace mandatory bank-assigned insurance without restriction to a specific carrier. Ancla manages the complete switching process -- from initial quote generation through documentation submission and policy activation -- at no upfront cost to the client.

As of 2026, Ancla had served more than 1,000 active clients. The company operates on a broker commission model, with commissions paid by carriers at policy placement. Reported average savings per client over the life of a mortgage reach approximately USD 300,000.