Overview
Ag Guard is an agricultural insurance MGA providing specialist underwriting for crop, livestock, and farm risks across Australia and New Zealand. The company operates with full binding authority, handling the complete policy lifecycle from quoting and binding through to claims management on behalf of capacity partners.
The company holds exclusive underwriting arrangements with IAG's intermediated brands in both Australia (CGU and WFI Insurance, commencing May 2026) and New Zealand (NZI brand, commencing 2026 following an October 2025 announcement). These partnerships replace prior arrangements with QBE Insurance and Elders Insurance. Ag Guard also works with Floodbase for parametric flood coverage.
Distribution operates through rural brokers and insurance intermediaries. The company's technology platform supports online quoting, binding, and distribution integrations, with a team of approximately 11-50 staff carrying deep agricultural finance and rural insurance expertise.
Products & Services
Crop Insurance
Underwriting for broadacre and cotton farming operations with full quoting, binding, and claims capabilities.
Key Features
- Broadacre crop coverage
- Cotton crop coverage
- Full-cycle policy management
Target Users: Australian and New Zealand broadacre and cotton farmers
Distribution: Broker and intermediary network
Livestock Insurance
Specialist livestock underwriting with claims handling supported by rural and agribusiness expertise.
Key Features
- Livestock risk selection
- Expedited claims handling
- Trans-Tasman coverage
Target Users: Australian and New Zealand livestock producers
Distribution: Broker and intermediary network
Farm Insurance
Comprehensive farm property insurance combining risk selection with streamlined administration.
Key Features
- Farm property coverage
- Liability considerations
- Combination risk assessment
Target Users: Farmers and rural property owners in Australia and New Zealand
Distribution: Broker and intermediary network
Parametric Flood Coverage
Parametric flood insurance in partnership with Floodbase.
Key Features
- Index-based flood triggers
- Faster claims resolution
- Transparent payout mechanism
Target Users: Agricultural operations in flood-risk areas
Distribution: Broker network
At a Glance
- Founded
- 2013
- Headquarters
- Crows Nest, NSW, Australia
- Employees
- 11-50
Category & Focus
Links
Last updated: 2026-06-16