add

Regulatory compliance and digital transformation technology for the Brazilian insurance market

Compliance & Regulatory Established Bootstrapped

Overview

add (full name: add - Pessoas, Metodologias e Tecnologias) is a compliance and digital transformation solutions provider for the Brazilian insurance industry, serving carriers, reinsurers, and brokers operating under SUSEP regulatory requirements. Founded in 1997 in Rio de Janeiro, the company grew out of R&D work at COPPE/UFRJ and has accumulated over 28 years of experience in insurance technology across Life & Annuity and P&C verticals.

The company builds regulatory compliance accelerators, Open Insurance (OPIN) API integrations, and operational risk management platforms tailored to Brazil's evolving SUSEP mandate landscape. Its flagship Framework Regulatorio product reduces implementation time for regulatory compliance projects by approximately 50% compared to standard approaches. The company also offers low-code application development through an OutSystems partnership (OutSystems Leader of the Americas, 2022) and robotic process automation via UiPath.

add reports serving over 2,000 clients with a team of 200+ professionals, completing 1,900+ projects totaling more than 5 million development hours. The company operates with a 1.6% employee turnover rate and reports a 98% Net Promoter Score. It is bootstrapped and operates from offices in Rio de Janeiro, Sao Paulo, and Miami.

Products & Services

Framework Regulatorio by add

An accelerator for regulatory compliance implementation for Brazilian insurance companies. Consolidates data from multiple legacy systems into a single operational database and provides pre-built code libraries aligned to SUSEP requirements (SRO, OPIN, statistical reporting, operational risk).

Key Features

Reduces compliance implementation time by approximately 50% vs. standard methods
Pre-built code libraries for SUSEP SRO, OPIN, RO, and statistical reporting mandates
Single operational database consolidating multi-source policy and endorsement data
Control dashboard tracking compliance status by policy and endorsement

Target Users: Brazilian seguradoras, resseguradoras, and previdencia complementar companies subject to SUSEP regulatory reporting

Open Insurance (OPIN) Integration

API development services enabling secure data sharing between insurance, pension, and capitalization companies as required by the SUSEP Open Insurance framework.

Key Features

Custom API development aligned to OPIN technical standards
Handles mandatory data-sharing obligations for licensed Brazilian insurers
Multi-API delivery; clients report USD 1M+ in cumulative savings

Target Users: Brazilian licensed insurers required to participate in the Open Insurance ecosystem

SRO (Sistema de Registro de Operacoes)

A solution for submitting operational data to SUSEP within the required 2-business-day reporting window, built with multiple APIs and ETL pipelines capable of processing high volumes of insurance records.

Key Features

Multiple APIs and ETL pipelines for high-volume data submission
Handles seguradoras, resseguradoras, and previdencia complementar reporting
Designed to meet SUSEP deadline requirements at scale

Target Users: Carriers and reinsurers subject to SUSEP SRO obligations

BDPO (Base de Dados de Perdas Operacionais)

An operational loss and risk management platform for insurance companies with a premium base exceeding BRL 200 million, required by SUSEP regulation CNSP 456/22.

Key Features

Cloud-hosted storage and workflow management for operational losses
Real-time dashboards and complete audit trail
Designed to meet CNSP 456/22 compliance requirements

Target Users: Brazilian insurers exceeding BRL 200M in premiums subject to SUSEP BDPO mandate

Low-Code Platform Solutions

Application development services using OutSystems and Microsoft Power Platform, enabling rapid delivery of insurance products, digital transformation applications, and regulatory solutions.

Key Features

OutSystems Leader of the Americas (2022) partnership status
Microsoft Power Platform automation and integration
Rapid delivery of insurance-specific applications

Target Users: Insurance companies pursuing digital transformation or custom application delivery

RPA and Intelligent Automation

Robotic process automation services using UiPath combined with Microsoft Power Platform to automate repetitive insurance operations and back-office workflows.

Key Features

UiPath-based automation for insurance back-office processes
Integration with Power Platform for extended workflow automation
Targets operational efficiency in claims, policy admin, and finance

Target Users: Insurance companies seeking to automate repetitive back-office operations

At a Glance

Founded: 1997
Headquarters: Rio de Janeiro, Brazil
Employees: 201-500
Funding: Bootstrapped

Category & Focus

Category: Compliance & Regulatory
Subcategories: Regulatory reporting Open Insurance integration operational risk management low-code application development RPA
Insurance Verticals: Life & Annuity P&C Personal P&C Commercial Reinsurance
Target Customers: Carriers, Brokers, Reinsurers