5x5 Aviation Insurance
Direct-to-customer general aviation insurance, underwritten with data and no arbitrary restrictions
Overview
5x5 Aviation Insurance is a general aviation MGA selling coverage directly to aircraft owners and pilots, bypassing traditional brokers. Launched in September 2025 and based in Minneapolis, the company targets owner-flown aircraft including light jets, turboprops, and modern piston aircraft across 29-plus US states.
The company underwrites liability and hull coverage backed by Fortegra Group, operating under AM Best A- (Excellent) rated paper. Underwriting decisions are based on individual flying records and aircraft performance data rather than standardized profiles, with no arbitrary age cutoffs applied to pilots or aircraft.
Distribution is direct-to-consumer via an online quoting and application platform. Customers receive an instant estimate within one to two minutes and a firm quote in approximately ten minutes through the full application. A safety rewards program offers premium discounts of 5-20% for pilot training, flight hours, and industry association membership.
Products & Services
General Aviation Insurance
Coverage for owner-flown general aviation aircraft including light jets (Citation, TBM, King Air), turboprops, and modern piston aircraft (Cirrus, Diamond, Cessna).
Key Features
- Liability coverage for aircraft owners and pilots
- Hull coverage for aircraft physical damage
- No arbitrary age cutoffs for pilots or aircraft
- Safety rewards program with discounts for training and flight hours
Target Users: Individual aircraft owners and pilots flying owner-operated general aviation aircraft
Distribution: Direct-to-consumer online platform
At a Glance
- Founded
- 2025
- Headquarters
- Minneapolis, Minnesota, USA
- Employees
- 11-50
Category & Focus
Last updated: 2026-06-16