# Insurtech Carriers Insurtech carriers — licensed insurance companies that underwrite and bear risk on their own paper, built around technology\-first operating models\. Covers digital\-first and next\-generation carriers across personal, commercial, specialty, and life insurance\. - Companies: 282 - Source: ## Companies - [180 Seguros](https://insurtechlist.com/companies/180-seguros/) — Embedded insurance carrier connecting fintechs and digital banks to insurance products via API (LATAM) - [88I SEGURADORA DIGITAL](https://insurtechlist.com/companies/88i-seguradora-digital/) — Brazil's first 100% digital insurance carrier, embedding nano\-insurance into mobility, delivery, fintech, and e\-commerce platforms\. (Digital Carrier, LATAM) - [Acadia Insurance \(a Berkley Company\)](https://insurtechlist.com/companies/acadia-insurance/) — Regional commercial property and casualty insurer delivering "Closer Coverage" to small and mid\-size businesses across New England and New York through a select network of independent agents\. (NA) - [ACCELERANT SPECIALTY INSURANCE](https://insurtechlist.com/companies/accelerant-specialty-insurance/) — US surplus lines carrier subsidiary of Accelerant Holdings, providing specialty insurance capacity to MGAs and specialty underwriters through the Accelerant Risk Exchange\. (NA) - [ACUITY INSURANCE](https://insurtechlist.com/companies/acuity-insurance/) — Mutual property and casualty insurer with deep expertise in commercial trucking and small business (NA) - [Adiona](https://insurtechlist.com/companies/adiona/) — AI\-powered motor insurance built on fairness, transparency, and real\-time driving data\. (EMEA) - [Admiral Insurance Group \(a Berkley Company\)](https://insurtechlist.com/companies/admiral-insurance-group/) — Wholesale\-dedicated excess and surplus lines insurance for hard\-to\-place commercial risks since 1974\. (NA) - [Aetna, a CVS Health Company](https://insurtechlist.com/companies/aetna-a-cvs-health-company/) — Building a world where health is simple, affordable, and within reach for everyone\. (NA) - [AF GROUP](https://insurtechlist.com/companies/af-group/) — Premier provider of specialty workers' compensation and commercial insurance solutions across all 50 U\.S\. states\. (NA) - [AFLAC](https://insurtechlist.com/companies/aflac/) — America's \#1 provider of supplemental insurance, paying cash benefits directly to policyholders when illness or injury strikes\. (NA) - [AFR Insurance](https://insurtechlist.com/companies/afr-insurance/) — Your Agent\. Your Neighbor\. AFR Insurance\. (NA) - [AIG](https://insurtechlist.com/companies/aig/) — One of the world's largest insurance organizations, delivering commercial and personal lines solutions across approximately 70 countries\. (NA) - [AIG LIFE AND RETIREMENT](https://insurtechlist.com/companies/aig-life-and-retirement/) — Delivering retirement solutions and insurance products to help Americans build financial security across life's journey\. (NA) - [AIOI NISSAY DOWA INSURANCE CO\., LTD\.](https://insurtechlist.com/companies/aioi-nissay-dowa-insurance-co-ltd/) — Pioneering connected car and telematics insurance in Japan and beyond (APAC) - [ALINSCO INSURANCE COMPANY](https://insurtechlist.com/companies/alinsco-insurance-company/) — Quality non\-standard auto insurance coverage exclusively for Texas drivers, distributed through thousands of independent agents statewide\. (NA) - [Allianz](https://insurtechlist.com/companies/allianz/) — The world's largest insurance company \-\- providing protection and financial security to over 150 million customers in more than 70 countries\. (EMEA) - [Allianz Global Corporate & Specialty \(AGCS\)](https://insurtechlist.com/companies/allianz-global-corporate-specialty/) — The specialist commercial and corporate insurance division of Allianz Group, delivering tailored coverage for mid\-sized businesses, large enterprises, and specialist risks worldwide\. (EMEA) - [ALLIANZ LIFE](https://insurtechlist.com/companies/allianz-life/) — True to our promises so you can be true to yours\. (NA) - [ALLIED WORLD ASSURANCE COMPANY](https://insurtechlist.com/companies/allied-world-assurance-company/) — A global provider of specialty insurance and reinsurance solutions, backed by Fairfax Financial Holdings\. (EMEA) - [Allstate](https://insurtechlist.com/companies/allstate/) — You are in Good Hands \-\- Americas largest publicly held personal lines P&C insurer protecting tens of millions of households\. (NA) - [Alpha Direct](https://insurtechlist.com/companies/alpha-direct/) — Digital insurance carrier bringing cloud\-based, AI\-powered coverage to underserved markets across Africa (EMEA) - [ALPS PROPERTY & CASUALTY INSURANCE COMPANY](https://insurtechlist.com/companies/alps-property-casualty-insurance-company/) — The nation's largest direct writer of lawyers' malpractice insurance, endorsed by more state bars than any other carrier\. (Professional Liability Insurance, NA) - [AMERICAN EQUITY LIFE](https://insurtechlist.com/companies/american-equity-life/) — Funding more than half a million retirements with guaranteed income annuity solutions backed by strong financial ratings\. (NA) - [American Family Insurance](https://insurtechlist.com/companies/american-family-insurance/) — Inspire, protect and restore dreams\. (NA) - [American Financial Group](https://insurtechlist.com/companies/american-financial-group/) — Specialty property and casualty insurance leader with 150\+ years of underwriting expertise\. (Specialty Solutions, NA) - [AMERICAN INTEGRITY INSURANCE COMPANY](https://insurtechlist.com/companies/american-integrity-insurance-company/) — Strength From Integrity \-\- Florida\-focused residential property insurance built on trust and financial strength\. (NA) - [American Modern Insurance Group](https://insurtechlist.com/companies/american-modern-insurance-group/) — Specialty insurance for the lives people live \-\- protecting unique homes, recreational vehicles, and the things that matter most\. (Specialty Personal Lines Insurance, NA) - [American Public Life Insurance Company](https://insurtechlist.com/companies/american-public-life/) — Supplemental insurance and workforce benefits, built on financial strength since 1945\. (NA) - [Americo Life](https://insurtechlist.com/companies/americo-life/) — Protecting families and building retirement security through final expense, life, and annuity products distributed by independent agents\. (Life Insurance and Annuities, NA) - [AMERISAFE, Inc\.](https://insurtechlist.com/companies/amerisafe/) — Workers' Comp is All We Do \-\- specialty workers' compensation insurance for high\-hazard industries\. (NA) - [Amerisure](https://insurtechlist.com/companies/amerisure/) — Industry\-leading specialist transforming the insurance experience one partnership at a time\. (Specialty Solutions, NA) - [AMERITAS](https://insurtechlist.com/companies/ameritas/) — Financial Strategies for a Fulfilling Life (Life & Annuity, NA) - [AmeriTrust Group, Inc\.](https://insurtechlist.com/companies/ameritrust-group/) — Specialty P&C underwriting and insurance administration for select niche markets across all 50 states\. (Specialty Solutions, NA) - [AMICA](https://insurtechlist.com/companies/amica/) — An Insurance Company Built on Empathy (NA) - [Amplify Life Insurance](https://insurtechlist.com/companies/amplify-life-insurance/) — Digital\-first life insurance platform combining permanent coverage with tax\-efficient wealth building\. (Distribution & Sales, NA) - [AmTrust Financial Services](https://insurtechlist.com/companies/amtrust/) — Specialty property and casualty insurer focused on small commercial, workers compensation, and specialty risk (NA) - [Ansel Health \(fka Brella Insurance\)](https://insurtechlist.com/companies/brella-insurance/) — Employer\-sponsored supplemental health insurance covering 13,000\+ medical conditions with direct cash payments \-\- acquired by Renaissance Life & Health in November 2025\. (Specialty Solutions, NA) - [Arbella Insurance Group](https://insurtechlist.com/companies/arbella-insurance-group/) — A leading New England regional carrier delivering personal and commercial insurance through the independent agent channel since 1988\. (NA) - [Arch Insurance Group Inc\.](https://insurtechlist.com/companies/arch-insurance-group/) — Specialty risk solutions across North America, backed by the strength of Arch Capital Group\. (NA) - [ARCH RE](https://insurtechlist.com/companies/arch-re/) (EMEA) - [Argo](https://insurtechlist.com/companies/argo/) — Specialty property and casualty insurance for complex, hard\-to\-place risks\. (NA) - [ARGUS GROUP](https://insurtechlist.com/companies/argus-group/) — Bermuda's oldest and largest domestic multi\-line insurer, serving individuals, families, and employers across Bermuda, Gibraltar, Malta, and Canada\. (EMEA) - [ARMED FORCES INSURANCE](https://insurtechlist.com/companies/armed-forces-insurance/) — Protecting the people who protect our nation since 1887\. (NA) - [ASCOT](https://insurtechlist.com/companies/ascot/) — A perfect partner for a less\-than\-perfect world\. (Specialty Insurance and Reinsurance, NA) - [Aspen Insurance Group](https://insurtechlist.com/companies/aspen-insurance-group/) — A global specialty insurance and reinsurance carrier writing USD 4\.6B in gross premiums, now operating as part of Sompo Group following a USD 3\.5B acquisition in February 2026\. (EMEA) - [ASPIDA](https://insurtechlist.com/companies/aspida/) — Technology\-forward annuity and life insurance carrier serving the US retirement market\. (NA) - [Aspire General Insurance](https://insurtechlist.com/companies/aspire-general-insurance/) — Non\-standard personal auto insurance for higher\-risk drivers in California, Arizona, and Michigan\. (NA) - [ASSURANCEAMERICA](https://insurtechlist.com/companies/assuranceamerica/) — Affordable non\-standard auto and renters insurance for underserved consumers across 14 US states \-\- no credit score required\. (NA) - [ASSURANT](https://insurtechlist.com/companies/assurant/) — Global protection services company safeguarding connected devices, homes, and vehicles across 21 countries\. (NA) - [ASSURITY](https://insurtechlist.com/companies/assurity/) — Mutual life insurance carrier bringing financial protection to middle\-income American families through a nationwide independent agent network\. (NA) - [At\-Bay](https://insurtechlist.com/companies/at-bay/) — The world's first InsurSec company \-\- combining cyber insurance with proactive security in a single integrated offering\. (Specialty Solutions, NA) - [Ategrity Specialty Insurance Company](https://insurtechlist.com/companies/ategrity-specialty-insurance-company/) — Tech\-enabled E&S specialty carrier delivering fast, data\-driven underwriting for small and medium\-sized commercial businesses\. (NA) - [ATHENE](https://insurtechlist.com/companies/athene/) — America's leading retirement services company, providing financial security through annuities and retirement income solutions backed by Apollo Global Management\. (NA) - [ATLANTIC AMERICAN CORPORATION](https://insurtechlist.com/companies/atlantic-american-corporation/) — Specialty insurance holding company serving senior life, health, and commercial auto markets through independent agent networks\. (NA) - [Atlantic Casualty Insurance Co\.](https://insurtechlist.com/companies/atlantic-casualty-insurance/) — Specialty E&S commercial lines carrier distributing exclusively through wholesale agents with a proprietary digital quoting and binding platform\. (NA) - [Atlantic Charter Insurance Inc](https://insurtechlist.com/companies/atlantic-charter-insurance/) — Specializing in workers compensation insurance for New England employers since 1990\. (Specialty Solutions, NA) - [AUTO & GENERAL](https://insurtechlist.com/companies/auto-general/) — Short\-term insurance with long\-term values \-\- four decades of service excellence in South Africa\. (EMEA) - [AUTO CLUB ENTERPRISES](https://insurtechlist.com/companies/auto-club-enterprises/) — The largest AAA club in the United States, providing insurance, roadside assistance, and travel services to more than 18 million members across 22 states\. (NA) - [Auto\-Owners Insurance](https://insurtechlist.com/companies/auto-owners-insurance/) (NA) - [Aviva](https://insurtechlist.com/companies/aviva/) — Building a simpler, stronger, better Aviva \-\- UK and Ireland's largest diversified insurer and a leading carrier in Canada\. (EMEA) - [AXA](https://insurtechlist.com/companies/axa/) — Acting for human progress by protecting what matters \-\- for 92 million clients across 52 countries\. (EMEA) - [AXA MPS](https://insurtechlist.com/companies/axa-mps/) (Multi\-Line Insurance Carrier, EMEA) - [AXA US](https://insurtechlist.com/companies/axa-us/) (Multi\-Line Insurance Carrier, NA) - [AXA XL](https://insurtechlist.com/companies/axa-xl/) — Property, casualty, and specialty insurance and reinsurance for the worlds most complex risks\. (EMEA) - [AXIS INSURANCE](https://insurtechlist.com/companies/axis-insurance/) — Global specialty insurer and reinsurer providing complex risk solutions across more than 200 lines of business in over 50 countries\. (EMEA) - [aYo Holdings](https://insurtechlist.com/companies/ayo-holdings/) — Mobile microinsurance for underserved populations across Africa (EMEA) - [Balance Re](https://insurtechlist.com/companies/balance-re/) — Quantitative asset\-liability management reinsurance for life insurers and pension funds (Reinsurance Technology, EMEA) - [Beazley](https://insurtechlist.com/companies/beazley/) — How different delivers value \-\- specialty insurance through underwriting expertise and digital innovation\. (EMEA) - [Beesafe](https://insurtechlist.com/companies/beesafe/) — Digital insurance carrier built for fast, fully online policy buying (EMEA) - [BeNew Insurance](https://insurtechlist.com/companies/benew-insurance/) — Micro\-insurance for low\-income earners, powered by recyclable premium payments (EMEA) - [Berkley One \(a Berkley Company\)](https://insurtechlist.com/companies/berkley-one/) — Personal insurance designed for the needs of affluent and high\-net\-worth individuals and families\. (NA) - [BERXI](https://insurtechlist.com/companies/berxi/) — Direct\-to\-consumer professional liability and small business insurance, backed by Berkshire Hathaway (NA) - [BestDoctor](https://insurtechlist.com/companies/bestdoctor/) — Russias leading corporate health insurtech, combining voluntary medical insurance with a technology platform for pay\-per\-use corporate health benefits (EMEA) - [Bestow](https://insurtechlist.com/companies/bestow/) — Modernizing life insurance with end\-to\-end SaaS technology for carriers (Core Administration, NA) - [biBerk](https://insurtechlist.com/companies/biberk-a-berkshire-hathaway-company/) — Berkshire Hathaway's direct\-to\-consumer commercial insurance for small businesses \-\- quotes, purchase, and coverage in minutes, online\. (NA) - [Bingo](https://insurtechlist.com/companies/bingo/) — AI\-powered dog insurance delivered through a mobile app (NA) - [BLINK by Chubb](https://insurtechlist.com/companies/blink-by-chubb/) (Digital Consumer Insurance, NA) - [Blue HK](https://insurtechlist.com/companies/blue-hk/) — Direct\-to\-consumer digital life insurer in Hong Kong \-\- no agents, no commissions (APAC) - [BLUE OWL/HIROAD INSURANCE](https://insurtechlist.com/companies/blue-owl-hiroad-insurance/) — Car insurance for mindful drivers \-\- behavior\-based auto coverage that rewards safe driving with variable monthly pricing\. (Specialty Solutions, NA) - [Bow Wow Meow](https://insurtechlist.com/companies/bow-wow-meow/) (Specialty Solutions, APAC) - [Branch Insurance](https://insurtechlist.com/companies/branch/) — The first insurance company built to bundle home and auto coverage in seconds (NA) - [Bright Health](https://insurtechlist.com/companies/bright-health/) — Value\-based health care management serving ACA, Medicare, and Medicaid populations (NA) - [Britam](https://insurtechlist.com/companies/britam/) — Africa's leading diversified financial services group \-\- insuring and investing for a better Africa\. (EMEA) - [Buckle](https://insurtechlist.com/companies/buckle/) — Insurance fronting experts reimagining the fronting carrier model for MGAs (NA) - [CAA MyPace](https://insurtechlist.com/companies/caa-mypace/) — Canada's first pay\-as\-you\-go auto insurance \-\- pay only for the kilometres you drive\. (NA) - [CABRILLO COASTAL GENERAL INSURANCE](https://insurtechlist.com/companies/cabrillo-coastal-general-insurance/) — Specialty residential property insurance for catastrophe\-exposed coastal areas across 11 US states\. (NA) - [CANADA LIFE](https://insurtechlist.com/companies/canada-life/) — Canada's first life insurer, serving 40 million customer relationships across Canada and internationally with life, health, group benefits, wealth management, and reinsurance\. (NA) - [Canal Insurance Company](https://insurtechlist.com/companies/canal-insurance-company/) — Specialty commercial trucking insurer using telematics and digital technology to serve the transportation industry\. (NA) - [CAPEMISA SEGURADORA](https://insurtechlist.com/companies/capemisa-seguradora/) — Life insurance and capitalization specialist protecting Brazilian families and businesses for over 65 years\. (LATAM) - [CARAVELA – COMPANHIA DE SEGUROS, S\.A\.](https://insurtechlist.com/companies/caravela-companhia-de-seguros-s-a/) — Simple, transparent insurance adapted to Portuguese customers \-\- protecting what matters most\. (EMEA) - [Casava](https://insurtechlist.com/companies/casava/) — Nigeria's first fully digital, licensed microinsurance carrier \-\- making insurance affordable and accessible\. (EMEA) - [Catlin](https://insurtechlist.com/companies/catlin/) — Specialty insurance and reinsurance leader, now operating as AXA XL \-\- delivering complex risk solutions across marine, aviation, property, and professional lines globally\. (EMEA) - [CELINA INSURANCE GROUP](https://insurtechlist.com/companies/celina-insurance-group/) — Independent agents\. Mutual strength\. Protecting Ohio and neighboring states since 1914\. (NA) - [Centivo](https://insurtechlist.com/companies/centivo/) — Primary\-care\-centered health plans for self\-funded employers (Employee Benefits & Health Insurance, NA) - [Century Insurance Group](https://insurtechlist.com/companies/century-insurance-group/) — Premier excess and surplus lines specialty carrier, distributing non\-admitted commercial coverage through a select network of wholesale brokers and general agents\. (Specialty Solutions, NA) - [CERITY](https://insurtechlist.com/companies/cerity/) — Digital workers compensation insurance for small businesses \-\- direct, simple, and online\. (Specialty Solutions, NA) - [CHERRISK](https://insurtechlist.com/companies/cherrisk/) — Digital\-first insurance for connected lives (EMEA) - [Chhaya](https://insurtechlist.com/companies/chhaya/) — Digital micro\-insurance carrier making coverage affordable and accessible in Bangladesh (APAC) - [CHUBB](https://insurtechlist.com/companies/chubb/) — World's largest publicly traded property and casualty insurer, operating in 54 countries with leading positions in U\.S\. commercial lines and high\-net\-worth personal insurance\. (NA) - [CITIZENS PROPERTY INSURANCE](https://insurtechlist.com/companies/citizens-property-insurance/) — Florida's government\-created insurer of last resort \-\- providing property insurance to homeowners and businesses unable to obtain coverage in the private market\. (Insurance Carrier \(Government / Insurer of Last Resort\), NA) - [Clalbit](https://insurtechlist.com/companies/clalbit/) — One of Israel's leading multi\-line insurance and long\-term savings groups, offering comprehensive insurance, pension, savings, and financial services\. (EMEA) - [CLEAR BLUE INSURANCE](https://insurtechlist.com/companies/clear-blue-insurance/) — Specialty fronting carrier empowering MGAs with licensed paper, reinsurance access, and real\-time analytics\. (Specialty Solutions, NA) - [Clearcover](https://insurtechlist.com/companies/clearcover/) — Smarter car insurance (NA) - [Clover Health](https://insurtechlist.com/companies/clover-health/) — Medicare Advantage carrier using AI\-driven clinical decision support to improve care outcomes and reduce costs for seniors\. (NA) - [CLUPP](https://insurtechlist.com/companies/clupp/) — Pay\-per\-kilometer vehicle insurance for Latin America's mobility workers and gig economy drivers (Specialty Solutions, LATAM) - [CO\-OPERATORS](https://insurtechlist.com/companies/co-operators/) — Canadian multi\-line co\-operative insurer with a dedicated embedded insurance platform \(Duuo\) for API\-first digital distribution\. (Distribution & Sales, NA) - [COALITION](https://insurtechlist.com/companies/coalition/) — Cyber insurance combined with proactive security monitoring and incident response (Specialty Solutions, NA) - [Coface](https://insurtechlist.com/companies/coface/) — Global trade credit insurance and risk management for businesses in 200\+ markets\. (EMEA) - [COLONIAL](https://insurtechlist.com/companies/colonial/) — Voluntary benefits that help protect what matters most \-\- at the worksite\. (Voluntary Benefits, NA) - [CompSource Mutual Insurance Company](https://insurtechlist.com/companies/compsource-mutual-insurance-company/) — Oklahoma's premier workers' compensation provider \-\- Oklahomans serving Oklahomans\. (NA) - [CONSTELLATION INSURANCE](https://insurtechlist.com/companies/constellation-insurance/) — A diversified financial services group with insurance, reinsurance, asset management, and institutional markets businesses\. (Life Insurance and Annuities, NA) - [CONVEX](https://insurtechlist.com/companies/convex/) — International specialty insurer and reinsurer combining unrivalled experience with a legacy\-free balance sheet\. (EMEA) - [CORE SPECIALTY](https://insurtechlist.com/companies/core-specialty/) — Specialty insurance built on deep underwriting expertise, local autonomy, and disciplined niche market focus\. (Specialty Solutions, NA) - [COVERYS](https://insurtechlist.com/companies/coverys/) — Free to focus on medicine \-\- proven protection and services so you can focus on patients\. (NA) - [Crabi](https://insurtechlist.com/companies/crabi/) — Mexico's first tech\-native digital auto insurer, offering fully licensed coverage through a mobile\-first platform (LATAM) - [CSAA](https://insurtechlist.com/companies/csaa/) — AAA\-affiliated personal lines carrier providing auto, home, and umbrella insurance to AAA members across 23 states\. (NA) - [CUNA MUTUAL GROUP](https://insurtechlist.com/companies/cuna-mutual-group/) — Insurance and financial services for credit unions and their members since 1935, now operating as TruStage Financial Group\. (NA) - [CYPRESS PROPERTY & CASUALTY](https://insurtechlist.com/companies/cypress-property-casualty/) — Specialty property insurance for catastrophe\-exposed markets in Florida and Texas (NA) - [DARWIN SEGUROS](https://insurtechlist.com/companies/darwin-seguros/) — Brazil's largest digital auto insurer, combining telematics\-based pricing with fully digital policy management\. (Specialty Solutions, LATAM) - [Decent](https://insurtechlist.com/companies/decent/) — Health insurance built around direct primary care relationships (NA) - [DESJARDINS GENERAL INSURANCE](https://insurtechlist.com/companies/desjardins-general-insurance/) — Canada's cooperative P&C carrier offering auto, home, and commercial insurance backed by digital innovation (NA) - [DGAG](https://insurtechlist.com/companies/dgag/) — Canada's second\-largest P&C insurer, offering auto, home, and commercial coverage through the Desjardins cooperative network and digital channels\. (NA) - [Discovery](https://insurtechlist.com/companies/discovery/) — Behavioral insurance and financial wellness across 42\+ markets worldwide\. (EMEA) - [EIRS](https://insurtechlist.com/companies/eirs/) — B2B2X embedded non\-life insurance platform for European digital distribution partners (EMEA) - [EMBRACE PET INSURANCE](https://insurtechlist.com/companies/embrace-pet-insurance/) — Reimbursement\-based pet health insurance covering accidents, illnesses, chronic conditions, dental disease, and behavioral therapy for dogs and cats with no veterinary network restrictions\. (NA) - [EMPLOYERS](https://insurtechlist.com/companies/employers/) — America's small business workers' compensation insurance specialist, serving low\-to\-medium hazard industries for over a century\. (NA) - [ENSURO](https://insurtechlist.com/companies/ensuro/) — Decentralized reinsurance capacity powered by blockchain smart contracts and stablecoin liquidity pools\. (Insurtech Infrastructure, EMEA) - [EVERDAYS](https://insurtechlist.com/companies/everdays/) — Digital life insurance carrier for adults 50 and above, combining simplified underwriting with end\-of\-life planning tools\. (Specialty Solutions, NA) - [EVERSPAN GROUP](https://insurtechlist.com/companies/everspan-group/) — Specialty fronting carrier connecting MGAs and program administrators with A\-rated capacity (NA) - [Evry Health](https://insurtechlist.com/companies/evry-health/) — Fully\-insured employer health plans with zero deductibles, zero copays, and integrated care teams (NA) - [Fi Life](https://insurtechlist.com/companies/fi-life/) — Malaysia's digital\-first life insurance carrier offering direct, commission\-free coverage online (APAC) - [Firefly](https://insurtechlist.com/companies/firefly/) — Virtual\-first employer health plan integrating primary care, behavioral health, and specialty care\. (NA) - [Flitter](https://insurtechlist.com/companies/flitter/) — Pay\-per\-kilometre car insurance for low\-mileage drivers (EMEA) - [FORTITUDERE](https://insurtechlist.com/companies/fortitudere/) — Transactional reinsurance solutions for legacy Life & Annuity and P&C portfolios (EMEA) - [FOUNTAIN HEALTH INSURANCE](https://insurtechlist.com/companies/fountain-health-insurance/) (Employee Health Benefits, NA) - [FRANK WINSTON CRUM INSURANCE](https://insurtechlist.com/companies/frank-winston-crum-insurance/) — Admitted commercial carrier specializing in workers' compensation and general liability for small businesses and contractors\. (NA) - [FRONTLINE INSURANCE](https://insurtechlist.com/companies/frontline-insurance/) — Specialty coastal property insurance across seven southeastern US states\. (NA) - [FURRYCHAMP](https://insurtechlist.com/companies/furrychamp/) (Pet Insurance, EMEA) - [FuSure Reinsurance](https://insurtechlist.com/companies/fusure-reinsurance/) — Technology\-backed reinsurer serving the Greater China and APAC markets (Reinsurance, APAC) - [FWD Insurance](https://insurtechlist.com/companies/fwd-insurance/) (Life and Health Insurance, APAC) - [GBU FINANCIAL LIFE](https://insurtechlist.com/companies/gbu-financial-life/) — Your financial life (NA) - [GCU](https://insurtechlist.com/companies/gcu/) (Life & Annuity, NA) - [GeoVera](https://insurtechlist.com/companies/geovera/) (Catastrophe Property Insurance, NA) - [Goodcover](https://insurtechlist.com/companies/goodcover/) (Renters Insurance / Personal Lines Carrier, NA) - [GOODVILLE MUTUAL CASUALTY COMPANY](https://insurtechlist.com/companies/goodville-mutual-casualty-company/) (Property and Casualty Mutual Insurance, NA) - [GrabInsure](https://insurtechlist.com/companies/insurgrab/) — Digital insurance carrier built on the Grab super\-app ecosystem, offering group and motor products to drivers and passengers in Singapore\. (APAC) - [GRANGE INSURANCE](https://insurtechlist.com/companies/grange-insurance/) — Protecting policyholders through independent agents since 1935 \-\- a regional mutual carrier serving 13 states with auto, home, and business insurance\. (NA) - [Great American Financial Resources](https://insurtechlist.com/companies/great-american-financial-resources/) (Life Insurance & Annuities, NA) - [Great American Insurance Group](https://insurtechlist.com/companies/great-american-insurance-group/) (Specialty Property & Casualty Insurance, NA) - [GROUP 1001](https://insurtechlist.com/companies/group-1001/) (Insurance Holding Group, NA) - [GUARDIAN LIFE OF THE CARIBBEAN](https://insurtechlist.com/companies/guardian-life-of-the-caribbean/) (Life Insurance, LATAM) - [GUIDEONE INSURANCE](https://insurtechlist.com/companies/guideone-insurance/) (Specialty Commercial Insurance, NA) - [GULF STATES INSURANCE COMPANY](https://insurtechlist.com/companies/gulf-states-insurance-company/) (Coastal Property Insurance, NA) - [HAGERTY](https://insurtechlist.com/companies/hagerty/) (Specialty Vehicle Insurance, NA) - [Hamilton](https://insurtechlist.com/companies/hamilton/) (Specialty Insurance and Reinsurance, NA) - [HAND IN HAND HEALTH](https://insurtechlist.com/companies/hand-in-hand-health/) (Life and Health Insurance, LATAM) - [HANOVER INSURANCE](https://insurtechlist.com/companies/hanover-insurance/) (Property and Casualty Insurance, NA) - [HAREL](https://insurtechlist.com/companies/harel/) (Insurance and Financial Services, EMEA) - [HARTFORD](https://insurtechlist.com/companies/hartford/) (Property and Casualty Insurance, Employee Benefits, NA) - [HDFC ERGO General Insurance](https://insurtechlist.com/companies/hdfc-ergo-general-insurance/) — India's fourth\-largest private general insurer, offering a full range of retail and commercial coverage powered by AI\-first digital operations and cloud\-native core systems\. (APAC) - [HDI](https://insurtechlist.com/companies/hdi/) (Commercial and Industrial Insurance, EMEA) - [Heymondo](https://insurtechlist.com/companies/heymondo/) — Digital travel insurance, built for how people travel today (Customer Engagement, EMEA) - [Hippo](https://insurtechlist.com/companies/hippo/) — Proactive home protection platform combining smart home technology, data analytics, and insurance (NA) - [HISCOX](https://insurtechlist.com/companies/hiscox/) (Specialty Insurance, EMEA) - [Hoken](https://insurtechlist.com/companies/hoken/) — Mobile\-first peer\-to\-peer household contents insurance for Swiss residents (Customer Engagement, EMEA) - [HOLLARD GROUP RISK](https://insurtechlist.com/companies/hollard-group-risk/) (Group Risk Benefits, EMEA) - [HOMESERVE](https://insurtechlist.com/companies/homeserve/) (Home Warranty / Emergency Repair Plans, EMEA) - [HOMESITE INSURANCE](https://insurtechlist.com/companies/homesite-insurance/) (Direct Property and Casualty Insurance, NA) - [HONEY INSURANCE](https://insurtechlist.com/companies/honey-insurance/) (Home Insurance, APAC) - [HSB](https://insurtechlist.com/companies/hsb/) — Specialty carrier combining 160 years of engineering expertise with modern IoT technology and AI\-driven risk solutions (NA) - [HUDSON INSURANCE GROUP](https://insurtechlist.com/companies/hudson-insurance-group/) (Specialty Insurance Carrier, NA) - [HUMANIA ASSURANCE INC](https://insurtechlist.com/companies/humania-assurance/) (Life and Health Insurance Carrier, NA) - [IAT Insurance Group](https://insurtechlist.com/companies/iat-insurance-group/) — Specialty property\-casualty insurance and surety, delivering Insurance Answers Together\. (NA) - [ICAT](https://insurtechlist.com/companies/icat/) (Specialty Catastrophe Insurance MGA, NA) - [ICW GROUP](https://insurtechlist.com/companies/icw-group/) — National multi\-line P&C insurer and the largest privately held insurance company domiciled in California, specializing in workers' compensation, catastrophe, and assumed reinsurance\. (NA) - [Indeez](https://insurtechlist.com/companies/indeez/) (Embedded Insurance, EMEA) - [INIGO INSURANCE](https://insurtechlist.com/companies/inigo-insurance/) (Specialty Insurance and Reinsurance, EMEA) - [Insure The Box](https://insurtechlist.com/companies/insure-the-box/) (Telematics / Usage\-Based Insurance \(UBI\), EMEA) - [JAMES RIVER GROUP](https://insurtechlist.com/companies/james-river-group/) (Excess and Surplus Lines Insurance, NA) - [James River Insurance Company](https://insurtechlist.com/companies/james-river-insurance-company/) (Excess and Surplus Lines Insurance, NA) - [Jetty](https://insurtechlist.com/companies/jetty/) (Renters Insurance and Rental Financial Services, NA) - [Jewelers Mutual Group](https://insurtechlist.com/companies/jewelers-mutual-group/) (Specialty Jewelry Insurance, NA) - [Juno](https://insurtechlist.com/companies/juno/) — Child disability insurance as a workplace benefit for working parents (Specialty Solutions, NA) - [Justos](https://insurtechlist.com/companies/justos/) — Digital auto insurance powered by telematics and safe\-driving rewards (LATAM) - [ki elements](https://insurtechlist.com/companies/ki-elements/) — The first algorithmically driven Lloyd's syndicate, delivering instant follow\-capacity to specialty brokers worldwide\. (Underwriting & Risk, EMEA) - [Kin Insurance](https://insurtechlist.com/companies/kin-insurance/) — Affordable home insurance made easy (NA) - [Koltin](https://insurtechlist.com/companies/koltin/) — Mexico's first private health insurance company dedicated exclusively to adults aged 50\-85, combining medical coverage with tech\-enabled preventive care\. (LATAM) - [Lemonade](https://insurtechlist.com/companies/lemonade/) (NA) - [Lifin](https://insurtechlist.com/companies/lifin/) — Simple, fast, fully digital insurance for pets and e\-bikes in Portugal (Specialty Solutions, EMEA) - [Link4](https://insurtechlist.com/companies/link4/) — Direct\-only insurance carrier offering motor, travel, and property coverage in Poland through digital channels\. (EMEA) - [LIO Insurance](https://insurtechlist.com/companies/lio-insurance/) (NA) - [Lloyd's](https://insurtechlist.com/companies/lloyd/) (EMEA) - [Lyfery](https://insurtechlist.com/companies/lyfery/) — Life insurance priced on lifestyle, not just age (Underwriting & Risk, EMEA) - [MagMutual](https://insurtechlist.com/companies/magmutual/) (Medical Professional Liability, NA) - [ManyPets](https://insurtechlist.com/companies/manypets/) (Pet Insurance, EMEA) - [MAPFRE](https://insurtechlist.com/companies/mapfre/) — Global multi\-line insurance group and the non\-life market leader in Latin America, operating in 38 countries with EUR 28B\+ in annual premiums\. (EMEA) - [Markel Small Business](https://insurtechlist.com/companies/markel-small-business/) (Small Business Insurance, NA) - [MCIC Vermont, LLC](https://insurtechlist.com/companies/mcic-vermont/) — Specialty medical professional liability carrier serving academic medical centers as a reciprocal risk retention group (NA) - [Medmarc](https://insurtechlist.com/companies/medmarc/) — Specialty liability insurance for the life sciences and medical technology industry (Specialty Solutions, NA) - [Meemic Insurance Company](https://insurtechlist.com/companies/meemic-insurance-company/) (Personal Lines Insurance, NA) - [MetLife](https://insurtechlist.com/companies/metlife/) (Life and Health Insurance, NA) - [MetroMile](https://insurtechlist.com/companies/metromile/) (Usage\-Based Auto Insurance, NA) - [MGT Insurance](https://insurtechlist.com/companies/mgt-insurance/) (Commercial Insurance, NA) - [Microrisk](https://insurtechlist.com/companies/microrisk/) — Parametric microinsurance protecting underserved communities from extreme weather and natural disasters across Latin America\. (Specialty Solutions, LATAM) - [Midland National Life Insurance Company](https://insurtechlist.com/companies/midland-national-life-insurance-company/) (NA) - [miituo](https://insurtechlist.com/companies/miituo/) (LATAM) - [Mile Auto](https://insurtechlist.com/companies/mile-auto/) — Pay\-per\-mile auto insurance for low\-mileage drivers, priced by the mile\. (NA) - [MLMIC Insurance Company](https://insurtechlist.com/companies/mlmic-insurance-company/) (NA) - [Momento](https://insurtechlist.com/companies/momento/) — El seguro de auto que lo cambia todo \(The insurance that changes everything\) (LATAM) - [Mosaic Insurance](https://insurtechlist.com/companies/mosaic-insurance/) — Global specialty insurer built on a 100% cloud\-native platform with AI\-powered underwriting (EMEA) - [Motion Insurance](https://insurtechlist.com/companies/motion-insurance/) — Telematics\-based personal auto insurance priced on individual driving behavior (NA) - [Motorists Insurance Group](https://insurtechlist.com/companies/motorists-insurance-group/) (Property and Casualty Insurance, NA) - [MS Transverse Insurance Group](https://insurtechlist.com/companies/ms-transverse-insurance-group/) (Program and Specialty Carrier, NA) - [Mutual Boiler Re](https://insurtechlist.com/companies/mutual-boiler-re/) (Equipment Breakdown Reinsurance, NA) - [Mutual of Omaha](https://insurtechlist.com/companies/mutual-of-omaha/) (Life, Health, and Supplemental Insurance, NA) - [MYsurance](https://insurtechlist.com/companies/mysurance/) — Digital insurance for everyday life \-\- simple products, fully online (APAC) - [Naked](https://insurtechlist.com/companies/naked/) — Digital, app\-based insurance for cars, homes, and valuables in South Africa \-\- with unclaimed premiums returned to charity\. (EMEA) - [Neodigital](https://insurtechlist.com/companies/neodigital/) — Digital P&C carrier and Insurance\-as\-a\-Service platform for German market (EMEA) - [Next](https://insurtechlist.com/companies/next/) (NA) - [Nirvana Insurance](https://insurtechlist.com/companies/nirvana-insurance/) — AI\-native commercial trucking carrier using telematics and real\-world driving data to price, underwrite, and settle claims\. (NA) - [Odie Pet Insurance](https://insurtechlist.com/companies/odie-pet-insurance/) (NA) - [OdysseyRe](https://insurtechlist.com/companies/odysseyre/) (NA) - [Olé life](https://insurtechlist.com/companies/ol-life/) — Digital life insurance carrier for Latin America, offering USD\-denominated coverage with no medical exam required\. (LATAM) - [Olive](https://insurtechlist.com/companies/olive/) — cover it\. olive it\. (NA) - [Omaha National](https://insurtechlist.com/companies/omaha-national/) — Workers compensation carrier built on proprietary technology (NA) - [omocom](https://insurtechlist.com/companies/omocom/) — Embedded insurance for the circular and sharing economy across Europe\. (Specialty Solutions, EMEA) - [OnRe](https://insurtechlist.com/companies/onre/) — The first fully licensed on\-chain reinsurance company, bridging institutional reinsurance with blockchain infrastructure\. (NA) - [OpenHouse Home Insurance](https://insurtechlist.com/companies/openhouse-home-insurance/) (NA) - [OPES](https://insurtechlist.com/companies/opes/) — Vietnam's digital\-only non\-life insurer, serving over 20 million customers through fully digital channels\. (APAC) - [Oscar Health](https://insurtechlist.com/companies/oscar-health/) — Health insurance built on technology, not legacy infrastructure (Customer Engagement, NA) - [Parsyl](https://insurtechlist.com/companies/parsyl/) — Data\-powered cargo insurance for essential supply chains (Specialty Solutions, NA) - [Pie Insurance](https://insurtechlist.com/companies/pie-insurance/) — Commercial insurance built for small business, delivered digitally (NA) - [Pier](https://insurtechlist.com/companies/pier/) — Brazil's first fully digital insurance carrier, offering auto and mobile device insurance through a mobile\-first platform\. (LATAM) - [PolicyMe](https://insurtechlist.com/companies/policyme/) — Digital insurance for Canadians, built for speed and simplicity (Distribution & Sales, NA) - [PracticeProtection](https://insurtechlist.com/companies/practiceprotection/) — Dentist\-owned malpractice insurance built to prevent, protect, and reward dental professionals\. (Specialty Solutions, NA) - [Prudent Pet Insurance](https://insurtechlist.com/companies/prudent-pet-insurance/) (Pet Insurance, NA) - [Puritan Life Insurance Company of America](https://insurtechlist.com/companies/puritan-life-insurance-company-of-america/) — Direct\-to\-consumer life and annuity carrier powered by an all\-cloud platform on Microsoft Azure (NA) - [Raincoat](https://insurtechlist.com/companies/raincoat/) (Parametric Insurance, LATAM) - [Reliance Health](https://insurtechlist.com/companies/reliance-health/) — Digital health insurance for Africa, combining HMO coverage with telemedicine and a network of 3,800\+ providers\. (EMEA) - [RELM](https://insurtechlist.com/companies/relm/) (Specialty Insurance, EMEA) - [RenaissanceRe](https://insurtechlist.com/companies/renaissancere/) (Reinsurance, NA) - [Rey](https://insurtechlist.com/companies/rey/) — Integrated health insurance and wellness platform for Indonesians\. (Health Insurance, APAC) - [RLI Insurance Company](https://insurtechlist.com/companies/rli-insurance-company/) (Specialty Insurance, NA) - [Roojai](https://insurtechlist.com/companies/roojai/) — Direct\-to\-consumer digital general insurance carrier serving Southeast Asia (APAC) - [Rooster](https://insurtechlist.com/companies/rooster/) (Usage\-Based Auto Insurance, EMEA) - [Root Inc\.](https://insurtechlist.com/companies/root/) (Usage\-Based Auto Insurance, NA) - [RSUI Group, Inc\.](https://insurtechlist.com/companies/rsui-group/) (Specialty Insurance, NA) - [Safely](https://insurtechlist.com/companies/safely/) — Short\-term rental insurance and guest screening for property managers and hosts\. (NA) - [SafetyWing](https://insurtechlist.com/companies/safetywing/) — Global health and travel insurance for digital nomads, remote teams, and the location\-independent (Health, NA) - [Sana](https://insurtechlist.com/companies/sana/) — Affordable group health coverage with built\-in virtual care for small businesses (Health, NA) - [Savvi Insurance](https://insurtechlist.com/companies/savvi-insurance/) — Homeowners insurance bundled with smart home technology for proactive loss prevention\. (NA) - [SCOR](https://insurtechlist.com/companies/scor/) — Global reinsurer providing P&C and Life & Health solutions to primary insurers worldwide\. (EMEA) - [Seel](https://insurtechlist.com/companies/seel/) — Post\-purchase risk protection for e\-commerce merchants (Specialty Solutions, NA) - [Sidecar Health](https://insurtechlist.com/companies/sidecar-health/) — Employer health insurance with transparent direct\-pay pricing and no network restrictions (NA) - [Simply](https://insurtechlist.com/companies/simply/) — Online life, disability, and funeral insurance for South Africa's mass market (EMEA) - [Singlife Philippines](https://insurtechlist.com/companies/singlife-philippines/) — Mobile\-first digital life insurance for the Filipino market (APAC) - [SiriusPoint](https://insurtechlist.com/companies/siriuspoint/) — Global specialty insurer and reinsurer providing capacity to carriers, brokers, and program administrators worldwide\. (Specialty Insurance and Reinsurance, NA) - [Skyward Specialty Insurance](https://insurtechlist.com/companies/skyward-specialty-insurance/) — Specialty property and casualty insurer operating through nine underwriting divisions across admitted and non\-admitted markets\. (NA) - [Slide](https://insurtechlist.com/companies/slide/) — Your home insurance\. Your terms\. (NA) - [SNACK by Income](https://insurtechlist.com/companies/snack-by-income/) — Build insurance coverage one micro\-premium at a time through daily lifestyle activities (APAC) - [Sofía](https://insurtechlist.com/companies/sof-a/) — Digital health insurance for individuals, families, and businesses in Mexico (LATAM) - [Somers Re Ltd\.](https://insurtechlist.com/companies/somers-re-ltd/) — Specialty property and casualty reinsurer offering flexible solutions across global casualty, property, and mortgage lines\. (Reinsurance Technology) - [SPOKK Insurance](https://insurtechlist.com/companies/spokk-insurance/) — Digital\-native pet insurance carrier pioneering accident coverage for pets and virtual gaming avatars through AI\-powered mobile technology\. (Pet Insurance, NA) - [Square One Insurance](https://insurtechlist.com/companies/square-one-insurance/) — Digital\-first home and car insurance for Canadian consumers (NA) - [Steadily](https://insurtechlist.com/companies/steadily/) — The largest landlord insurance specialist in the U\.S\., offering fast, affordable coverage for rental property owners (NA) - [Sypher, Inc](https://insurtechlist.com/companies/sypher/) — AI\-driven \(re\)insurance ecosystem unlocking sustainable coastal property capacity for independent agents and policyholders\. (Homeowners Insurance, NA) - [Tick Travel Insurance](https://insurtechlist.com/companies/tick-travel-insurance/) — Affordable, fully digital travel insurance for Australian travellers\. (Travel Insurance, APAC) - [Tinkoff](https://insurtechlist.com/companies/tinkoff/) (Digital Insurance, EMEA) - [Trexis](https://insurtechlist.com/companies/trexis/) — Quality auto insurance for underserved drivers through independent agents (NA) - [TypTap Insurance Company](https://insurtechlist.com/companies/typtap-insurance-company/) — Not Your Typical Insurance Company (NA) - [Unum](https://insurtechlist.com/companies/unum/) — Helping the working world thrive throughout life's moments (NA) - [USAA](https://insurtechlist.com/companies/usaa/) — Insurance, banking, and financial services exclusively for the U\.S\. military community\. (NA) - [USLI](https://insurtechlist.com/companies/usli/) — A Berkshire Hathaway specialty insurance group offering 500\+ classes of low\-hazard commercial and professional lines for small businesses, rated A\+\+ \(Superior\) by AM Best\. (NA) - [Vantage Risk Companies](https://insurtechlist.com/companies/vantage-risk-companies/) — A next\-generation specialty re/insurer built on talent, technology, and data\-driven underwriting\. (NA) - [Vault](https://insurtechlist.com/companies/vault/) — Protecting What Matters Most \-\- specialized high\-net\-worth insurance for affluent individuals and families (NA) - [Verti](https://insurtechlist.com/companies/verti/) (Personal Lines Insurance, EMEA) - [VSure](https://insurtechlist.com/companies/vsure/) (Digital Insurance, APAC) - [VYRD](https://insurtechlist.com/companies/vyrd/) — Made by Floridians for Floridians (NA) - [Wellabe](https://insurtechlist.com/companies/american-enterprise/) — Empowering people to be well \-\- well prepared and well protected\. (NA) - [Wellfleet](https://insurtechlist.com/companies/wellfleet/) — Specialty accident and health carrier serving higher education, employers, and special risk groups across the United States (NA) - [Youse Seguros](https://insurtechlist.com/companies/youse-seguros/) — Digital insurance built for Brazilians \-\- auto, home, and life coverage, fully online\. (LATAM) - [ZhongAn Online P&C Insurance](https://insurtechlist.com/companies/zhongan-online-pc-insurance/) — China's first internet\-only insurance carrier, combining direct consumer coverage with a B2B SaaS platform for insurers\. (APAC)