# Zizzl Health > ICHRA administration platform for employers and brokers ## At a glance | Field | Value | | --- | --- | | Category | Core Administration | | Type | Solutions Provider | | Region | NA | | Headquarters | Milwaukee, Wisconsin, USA | | Founded | 2016 | | Stage | Growth | | Employees | 11-50 | | Funding | Venture-Backed (USD 26.5M total) | ## Overview Zizzl Health is a benefits administration platform for employers and insurance brokers, focused on Individual Coverage Health Reimbursement Arrangements (ICHRA). The platform enables employers to replace traditional group health insurance with a defined-contribution model, where employees receive fixed employer funds to purchase their own individual health plans. The company operates as a division of zizzl LLC, is licensed in California (#6010041), and serves employers nationwide. The platform delivers ICHRA administration as a SaaS product, handling employer contribution setup, ACA affordability compliance, payroll integration for pre-tax deductions, and a guided online plan selection experience for employees. It also supports ERISA COBRA requirements and provides ancillary benefits administration through a partnership with Guardian. A live call center assists employees during enrollment. Founded in 2016 by Raymond Seaver Jr. -- a former executive at bswift (acquired by Aetna) -- Zizzl Health has raised approximately USD 26.5M, with Arthur Ventures and CSA Partners among its investors. The company serves both employers directly and offers a broker channel program with two tiers: Premier Agency (broker acts as IFP agent of record) and Referral Agency (Zizzl handles IFP responsibilities). The company reports a 100% renewal rate among 2021 clients in 2022 and that most employers save 20% or more upon switching to ICHRA. ## Products & services ### ICHRA Platform An end-to-end administration platform for Individual Coverage Health Reimbursement Arrangements. Employers configure fixed annual contribution amounts; employees use those funds to purchase individual health insurance plans from the open market. **Key features:** - Employer contribution setup with fixed, predictable annual budgets - ACA affordability compliance and testing - Payroll integration with pre\-tax deduction support - COBRA compliance for ERISA\-subject employers - FSA/HSA compatibility - Online plan selection tool for employees - Live call center enrollment support - Fast implementation \(described as minutes, not weeks\) *Target users:* Employers replacing group health coverage; HR administrators ### Broker Solutions Program A channel program for insurance brokers and agencies offering two tiers of ICHRA distribution partnership. **Key features:** - Premier Agency tier: broker acts as IFP agent of record, earns IFP compensation plus ancillary commissions, and retains consultant of record protection - Referral Agency tier: broker refers clients, Zizzl manages IFP agent of record across all states - Co\-brandable sales and marketing materials - Lead generation capabilities - Guardian ancillary benefits suite \(dental, vision, disability, accident, critical illness, life insurance\) - Standard commissions and SPC on Guardian products *Target users:* Independent insurance brokers and agencies adding ICHRA to their offering ## Category & focus - Subcategories: Benefits Administration, ICHRA Platform, Defined Contribution Health Benefits - Insurance verticals: Health, Group Benefits - Target customers: Employers, Brokers ## Notable customers - WWBIC - Milwaukee Cylinder - Soerens of Brookfield ## Links - Website: - Directory profile: - Blog: - Careers: - Linkedin: - Press/news: --- *Last updated: 2026\-06\-21*